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Page 27 text:
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Q V D ' . Y -. - ,,..,,, M, - ...,. , - - 4-YY , 4-3, - -e1'.eze-14:-9-re-5151:-'egsif yf 325-QZAIV: SZ' 'f-if L - 4.7 ROY JAMES RINEHART 116612
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Page 26 text:
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.E-f-R.. ay. .if . . w11r,511.n,,.-......,,.,.fir:.J:'swf '- - we gum 0 Geagf WEBSTER'S dictionary gives the meaning of credit as, Reliance on the truth or reality of something, a favorable reputation, a source of honor. Whether or not a person has cash in the bank, bonds, or other valuable material possessions, he is compelled to establish credit-a favorable reputation if he expects to successfully participate in the business or social affairs of life. And if a person has no money or material wealth but has other possessions such as character and ambition he can establish a reputation which will give him credit. Reputation meriting credit usually starts early in life with a desire to know and to do, however, some individuals have an awakening to the demands and possibilites in life after a hard cruel world has borne down upon their weaknesses. I J. Pierpont Morgan was at one time a witness before a congressional committee. Attorney Samuel Untermyer asked Mr. Morgan whether credit was based upon money. The financier said emphatically, UNO. It has no relation. I know lots of men-business men, who can borrow almost any amount of money whose credit is unquestionablef' The attorney asked, Is it not because it is believed that they have money or goods 33 or property back of them? No, said Mr. Morgan, It is because they believe in the man. He might not have anything. A man came into my office and I gave him a check for a million dollars and I knew that he had not a cent in the worldf' Are there many such men? asked Untermyer. Yes, said Mr. Morgan, umany of themf' Are not commercial credits based upo-n the possession of money or property? asked attorney Untermyer. No sir, said Mr. Morgan, the first thing is character. R. RINEI-IART page twenty-two
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Page 28 text:
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Z ffm .ggniom S I WRITE these lines our country and its allies are girding their loins for the most critical and titantic struggle in their history. In such a time we must take sober stock of ourselves. We must bend every effort-our physical strength, our intellectual power, our spiritual force-to the appointed task. We must make sure that victory will be ours on the battlefields now and on our total life in the years ahead. In this momentous hour the task of Universities is three-fold: QU to contribute their full resources to the undiminished prosecution of the warg Q21 to maintain the unbroken continuity of learning and research, and UQ to ponder deeply and plan wisely for the days of peace to come. As students of our School of Dentistry-one of the outstanding institutions of its kind in our country-you have, and must continue, to share responsibility in this three-fold task. You must give unstintingly to the war effort. You must actively promote, in the years ahead, the advancement of knowledge and the practice of your profession. You must, as useful citizens, contribute to the expanded welfare of your country and of all humanity. Your Alma Mater sends its best wishes with you as you go forth into this larger service. It will always be deeply interested in your growth and development. It hopes you will remember her and her contributions to you. Wherever you are and whatever you achieve, you are the University and the University is you. CLARENCE R. DECKER, President University of Kansas City page twenty-four
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