Southwestern Graduate School of Banking - Yearbook (Dallas, TX)

Text from Pages 1 - 140 of the 1971 volume:

YEARBOOK COMMITTEE James Donnell, Chairman Bill Allen Thomas Barlcsdale Pafriclc Cosfello A. E. Doxey Gene Gaines Richard Hamillon Edward Mahon Clara Sledge Don Sfeadman Sfaff Assislanfs: Jacque Hudson Jim Mc6ra+h Swigsbie 1971 The Soufhwesfern Gradua+e School of Banking. Soufhern Mefhodisf Universify, Dallas. Texas Swigsbie . . . An Educational Experienc 'ai A Time to Think, Reflect, Learn ,V 4 ? ' ., ..f s K v A SL ..., fi. Swigsbie . . . An Extracurricular Experienc E M 0- 4, L . ly f ef if MW,-1 ,X v rv ' 4. Y A W I-x 41?-B -. , .n-'f Y :wr my J ,: - -Y ' ' 'Az-..'wv..f-.-, ' K- n'T .'-1' -f- H - ..,, .,. . , A .-H, Tl 'L 'X' Fr- x-v , , P I ' 2 ' P L ' W In Memoriam The Board OT The SouThwesTern GraduaTe School OT Banking chose These words To honor These Three men: Red Barr The Board OT The SOuThwesTern GraduaTe School OT Banking expresses iTs admiraTion OT Red Barr, who, as a Triend OT Swigsbie and a parTici- panT in iTs adminisTraTiOn, shared his warm, crea- Tive, courageous spiriT wiTh many bankers who come TO Swigsbie as sTudenTs and TaculTy mem- bers. Eugene McElvaney Eugene lviclilvaney served in The planning group which designed The curriculum and selecTed The TaculTy OT The SOuThwesTern 6raduaTe School OT Banking during I957, and ThereaTTer served The SchOOl's developmenT in many ways: as LecTurer in iTs CrediT and Evening Programs, as an advisor On policy. and even appearing as mysTery Organ- isT during one OT iTs Sessions. The Board ex- presses iTs admiraTion OT This greaT man, who, in The words OT one OT his colleagues, combined a cool head wiTh a warm hearT, and devoTed much OT his skill and wisdom TO his ciTy. his indusTry, and his universiTy. Charles Ha milTon AT a criTical pOinT in iTs developmenT, The SOuThwesTern GraduaTe School OT Banking Turned TO Charles l-lamilTOn To help in iTs TrusT Major. l-le responded, and devoTed himselT To The redesign OT The TrusT curriculum and selecTion OT a TrusT TaculTy, and also served as LecTurer, Counselor, Member OT The TrusT Curriculum Planning Com- miTTee, and member OT The Swigsbie Board. He was always dedicaTed To Swigsbie, To improve- menT OT banking, and TO preservaTiOn OT highesT eThical and prOTessiOnal sTandards in banking. He served Swigsbie exTremely well. E Dedication Leona rd W. Huck WheTher Leonard l-luck as a Swigsbie Freshman in I963 ever considered becoming a moTher To oTher Freshmen like himself is doubTTul - yeT a Tew years laTer in l968. he was doing iusT ThaT. as Co-Chairman oT The Freshman Class and DepuTy DirecTor. In I969 he became Chairman oT The Freshman Class. was again DepuTy DirecTor, and joined The Board oT DirecTors and The TaculTy. Besides helping Swigsbie's Freshman Classes, Mr. l-luck has become increasingly imporTanT To The TrusT Program. This year he served as Co- Chairman of The TrusT Program, and nexT year will assume The duTies of Chairman. As Senior Vice PresidenT and Manager of The TrusT Division aT The Valley NaTional Bank in Phoenix, Arizona, he is well qualified Tor This posiTion, Too. The Yearbook CommiTTee is proud To ioin The enTire Swigsbie ccmmuniTy in honoring Leonard Huck, our own lvloTher l-luck. F 1 4911 . .4 A aiu- 5. 'i.cQ1-, , -' -A D.-- 1 ' V N , N- N---M-w ,a 1 . 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A WN A 3 H 'wh 1'wsm'WTW 5' 'V H W 0 M w V5 W M, w-aff?-l.,m-W www Www W -- ' A Mm .W HZ NNW ,, 0 ,V xM,,,.M Nz ,mm W W 'm,. f 1 W, wjs,WfyM W W M Y,,ii'MWgMU f W H . ,,'. . , , M 1 .M YXQUW KW mmf . W-,W . A ' W fy PM , U uw, ' T WWW- W fm ww M www g mjW ,R, YW ' ! H U 'W A X9 ln NY---fam 'lr Q ' 'M-9M'vlW'Ww5'LMiwgQy1wg M- - W WW H ' H A - Mm-m4Mw.za.mw.mmyM H' -M W H H, W m A3 fx M fm W W? Mwmmfm V M26 MMTWQWWWW eww A 'M' H' MF NYM-Mfiiw WWW?aS5QW9fQ?WW4?93QW,W.- X M A Mk WMM K xx H K - 37. W -M- W U- --xx- M. ,,,, ,, 10 W 'wmv Xa ,, lf!wi17fW'5 vH'WK M, 'M'w W i W' fi Www Q 1' f 'f dministration The Sourhwesiern Graduaie School of Banking was esiablishecl in l957 under The clirecrion of l'he Dallas and Forl Worrh Clearing House Associarions and Souihern Meihodisi Universiiy. The iirsi classes were held in I958: enrollmenl has grown from ZOO 'ro over 6OQ in I97I. The Banking School is now sponsored by 'rhe Dallas, Fori Worlh, Housion, ancl San Anionio Clearing House Associa- fions: Souihern lvieihoclisr Universilyp and 'rhe Arkansas, New Mex- ico, Oklahoma and Texas Bankers Associaiions. 1 John Dominick - Sr. Management Case: Assoc. Chm. - Sr. Class Donald Jackson - Depuiy Dir. Boolrrnan Psion - Sr. Managemenf Case ISmall Bankl - Chm.: Co-Chm., infer. Class Charles Haywood - Chm. - Sr. Class: The Bank as a Firm - Chm.: Fiscal Policy - Lecfurer: Money 8: Capiral Markeis - Lacfurer: Scientific Managemem' Tech- niques Richard B. Johnson - Dir. B. Finley Vinson - Sr. Managemenf Case lLarge Bankl - Chm. N. . T .il Q Wm 7-.9 1 John Barry Hubbard - Chm, - Trusf Pro- gram: Fr. Orienfaiion Xe lnfroducfion io Trusi Program: Gan. Review Xi Critique - Fr. Bi Inler. Programs: Efhical Sfanclards - Panelish Senior Managemenf Case: Review of Managemenr Case: Final Sr, Trust Meef- mg Onan Kiie - Chm. - Credif Program Marvin Wesi - Bank Evaluafion - Couns selor: Co-Chm. - lnfer. Class 'Nami r ' s Z K ' sg X 4 QNV Li,-1 H. C. Carvill - Deputy Dir.: Assoc. Chm, - lnier. Class: Managemen? Simulafion Lnonard Huck - Cc-Chm. - Trus? Pro- gram: Chm. - Fr. Class: Fr. Orianfafion 8: Infroduciion 'rc Trusi Program: General Re- view Xw Criiique - Fr. 8: infer. Programs: Sr. Managemsnl' Case: Review oi Manage- menf Case: Final Sr. Trus? Meeiing Murray Kyger - Dean for Bankers: Ethical Siandards - Panelisl' l John Wrighf - Bank Evaluation - Coun- selor: Loan Review 81 Problem Loans: Asso- ciare Chm. - Fr. Class: Infroducrion to Case Method Foundation Board The Foundarion of 'rhe Sourhwesiern Graduare School of Banking has spon- sored rhe Assemblies for Bank Direciors since l968. Three Assemblies were held in l97I: in Dallas: Acapulco, Mexico: and Las Croabas, Puerio Rico. Two Assemblies are planned for I972: ai Palm Springs, California, in February. and a+ rhe Broadmoor, Colorado Springs. Colorado, in Seplember. The Assemblies for Bank Direcrors have ihe endorsemeni of execuiives of ihe American Bankers Associaiion and orher bankers associarions, ihe Federal Deposii Insurance Corporaiion, ihe Office of ihe Compfroller of rhe Curren- cy. and members of +he Federal Reserve sysrem. Jin . r QQ ye, i I : qv 'fi Xl Richard B. Johnson Richard King Murray Kygsr Will Mann Richardson Rabid W. Knnbono B. Finlay Vinson Sam D, Yeung, Jr, DnWiH T. Ray Roborf Sfowari, Jr. Board of Directors in-...J si,,Jm:Qa- - ' . ,I ,, H i i Richard W. Calvarr Charles F. Haywood Richard B. Johnson .4 H. C. Carvill John Barry Hubbard James W. Kaay Lewis H. Bond James L. Bradshaw Joa T. Gilliland C. Jackson Grayson Leonard W. Huclr Danlon R. Hudgeons Sam O. Kimbarlin, Jr. Oran H. Kira oard of Directors Y -.gi-' wx Sf Frnnlr G. Kliewsr, Jr. MUVYUY KYQGV Oscar C. Lindsrnann Boolrman Pafsrs H- E' Rilnbclf Rox E. Reeves Joe T. Soibold Ed Sllfl' Rabid' Sfewarf, Jr. Douglas B. Slono B. Finley Vinson Donald Wills WWW' 'UM-wmumwm I3 is ' 1- Paul Menon F. Max Scllueflo Donald W. Siena Means Wilkinson i 6 inf' X FN .llimu 1'-- '6g 'Vx 1921 X 94 Tha+'s The mos'r ridiculous llwing I ever heard. i fs- . l-II AHHCNOH - l-GCNYSYY A9 lCUl -'ful Gordon Applnmun-Taxafion Shari Aaron - Counselor. Sfulemenf Credif Analysis: Counselor. Fr. Credit Cases Carl Andaman - Counselor. Agricullurnl Credil David Avarirf - Counselor, Mercan+ile Credif K-Q Facult Q! 1-4-5 Farris? Adair -- Installment Credi? Case David Anderson - Financing lnrernafional Trade A Lover! Behr - Counselor. Sr. Mgr. Case lLarge Bonlrl -r 'rl 'in S-ala. QP GU' Charles Bsall. Jr. - Chm., Financing Cnpifal Requiremenl Harry Bongxfan, Jr. - Counselor. Mgf. of Invesfmen+ Porllolio Arfhur Blanchard - Cl1m.. Legal Developmenls in Banking Leonard Bower - Counselor. Business Projeclions Charles Bowman - Lecfurer. Insfallmsnf Credil Jaclt Bradshaw - Laclurer, Agrlculfural Credif Francis J, Brennan - Counselor, Profil Planning Richard Brien - Chm.. Bank Marlcefing Fred Brooh -- Counselor. Evaluoiing a Bank Fallout 'I5 'slr' Clyde Buch - Counselor, Financing Capi- Pslar Brooks - Counselor. Evaluufing a Bank Karl Huh - Counselor, Manufacfuring Credit lal Requiremenfs James Byrd - lnfroduclion fo Case Melh- od - Fr., Economic Si U.S, Economy, Mea, suring The Nolion's Oulpuf, Business Cycles 81 Forecasfing, Chrm.. Business Proieclions Cass A. Alex Sul - Urban Raal Esfafe Manage- men? Thomas E. Camp Ill - Adminisfrafion I. Aclrnlnisrration ll. Workshop Br Review of Extension Problem Z: Adminisfralion Ill Gordon R. Carpenfar - Business Develop- ment I Sf Workshop: Business Davelopmenf II Si lll One ol Swigsbie's TV sfars Richard Hurd - Operations l, Il. Xa III Hugh Carney - Wriffen Communicolion: lnlro. lo Case Melhod D. Eugene Carroll- Taxation ll Facult E' Jus'r lceep an eye on The guys in The corner and every- fhlng will go fine. H. C. Carvill - Dspuly Dir.: Assoc. Chm., lnler. Class: Managsmsnf Simulaflon T. Don Clark '- Personnel - Counselor John B. Claylon - lnvasfmenl Porffolio - Counselor Glenn Conf: - lnvsslmenl Porffolio - Chm.: Profil Plan- ning - Counselor George C. Cochran, Ill - Legal Devalopmsnls in Banking David Coldwell - Problems of Communicafion: lnfroduc- lion lo 'fha Case Melliocl Philip Coldwell - lnfernafional Monelary Developmenf Dean P. Coleman - lnvasfrnenfs I 81 ll C. Kon? Comer - Reel Eslale 8: Morfgage - Counselor V I7 if l is . 5, x 73-t' in-any. L L x Facult Tom Croff - Personnel - Counselor Oualiiicoiians oi Bank Exec. Raberi S. Davis - Fr. Orientation 81 Intro- duction io Trusl Program John Dominick - Sr. Mnnaqernenl Case - Asst: Assoc,Cl1m. Sr. Class Gene Fiedoreh - Oil 8: Gas - Counselor John Curran - lnsiallmenf Credii - Lac' Louis F- Dlnfafll' - Mdrwqerneni oi ln- furer K1 Penelisf vesirneni Pcrifolio - Counselor Charles Dees v Real Esiafe Xi Morfgege Gena de Kieffer - Personnel Case - - Counselor Counselor James Donohoe Loan Review 8: Problem John Dou9lG5 3 New Techniques Oi A'WlY' Loons sis Bi Management Lindley Finch - Aqricullural Credit - 0. J. Finney - Real Esiaie Br Morigaqe - Leciurer Lecfurer L. L. Davanporf - Manaqerneni by Obie:- fives Michael Doman - Requlaiory Agencies -- Leclurer: Special Presenfaiicn - Sr. Men. agement Casa Kenneih H. Eggers - Bus. lnieresfs - In, fermediale Lewis B. Flinn - Special Presentation - Sr, Manogemen? Case 'F .l -..V--G-H r -'A' - nu 51-. 7f?3f5i7f i H- 7 -Eiift . , H -m - -.-agp-n T5 4- Q A ' .4 .Wf- Dwlwzrgffe . .iff wa . Wiz'-afrzf ' if-l 551' 'df . 'Q fwlx- an.-I 'T' Daniel J. Forrosial, Ill - lnvesirnenfs I 81 II Roborf Fuller - Financing International James S. Gaskell, Jr. - Manufacturing James Gardner - Sfafemeni Analysis - Trade Credit- Counselor Counselor: Fr. Creclil Case - Counselor Don Gnrreff - Evaluofing o Banl: - Counse- William D. Glover - Merconiile Creclif - Sam Gill - Personnel Case - Counselor lor Counselor ' David Glicluman - Oil 8: Gas - Lecfurer Ri ,f T9 Huber? Genfry - Legal Developmenfs in Banking Joseph M. Gran! - Business Proieclions - Counselor 1 rr Anofher Swlgsbie TV slar. lwam- Q L ming if up. wk Q-'K FN Q, gl A X 1 y - wx , 6, M V , J. W. Graves - Personnel Case - Conn- Rdph Gwen - Feds,-,,l Resewe Policy Dale Griggs - Stafernent Analysis - Jim Hall - Evaluaiing a Bank - Counselor gelor W. C, Haffiald - Tamggof, gy Admgngsfra. Counselor: Fr. Credif Case - Counselor John Hopkin- Agricullural Credit - Lec- Roy Harfmenn - Sfafemenf Analysis - ,gon IH Workshop Chuck Haywood - Chrn., Sr. Class: The furer Chm.: Fr. Credli Case - Chrm. Bcnl: as a Firm - Chrn.: Fiscal Policy - Lecturer: Money 81 Capifal Markers - Lec- turer: Sclenlillc Management Techniques Travis Howard - Profil Planning - Coun- selor Roberl Jeffrey - Mercantile Credit - Lecfurer 9 lib kph.. fs-fs l , 4. Jolln Barry Hubbard - Chairman, Trusl Program: Fr. Orienlafion 81 lnlroduclion lc Trusr Program: Gen. Review 81 Crifique - Fr. Xi lnler, Programs: Ethical Slcndards - Ponelisf: Sr. Managemenf Case: Review of Mannqemenr Case: Final Sr. Trusf Meeting Waller Johnson - Senior Bank Manage- manl lLarge Banlrl - Counselor Faculty K sd' 'War Leonard Huck - Co-Clvm.. Trusf Program: Chm.. Fr. Class: Fr. Orientation 81 Introduc- lion io Trusf Program: Gen. Review 81 Cri- rique - Fr. 81 lnler. Programs. Sr. Manage' menl Case: Review of Managernenl Case: Final Sr. Trusf Meefing: lnfrocluclion lo Case Melhcd Forroxl Jonas - Mercantile Credil - Counselor Lacy H. Hunf, Il - Business Proiecfions - Counselor E. Deans Kanaly - Administration Il Cosrs B1 Fees lk NB? ' X We're lrusl and we're credil, now don'l you forgel if - Up fhe Down Staircase? ! C. B. Kaeland. Jr. - Evalualing n Bank -- William Kelly - Federal Reserve Policy Counselor: Current Social 8: Public Issues Ban C. Korsclwl -- lnvesfrnenfs l Xe ll - Chm. Jclln Knoarzsr -- Shsfemenf Analysis - Counselor: Fr. Creclif Case - Counselor I ll P. Carlar Kendall - Sfafemenl Analysis - Counselor: Fr. Credit Case - Counselor Murray Kyger -- Dean for Bankers: Eihical Sfandards - Panelisf Faculty s... Oran Kilo - Clam. of The Creclil Major James J. Laney- Real Estate 81 Morfgage - Leciurer Kan Larkin - lnslallmenf Creclil - Cl1m. Bu+ I 'fl1ougl1+ you were bringing The minu+esl X ,I .f n4,f ' ,L 'DN' K.. -J El - :...-V, ...V- Lannarf Larson - Labor Relaiions Xi Em- ploymenf Pracfices George Logan - Agricultural Credit - Counselor 8: Lecfurer Keni Mcllyar - Manufacturing Credit - Clwm. Edmund Mennis - Current Economic Con- dilions - Lecfurer ' William lee - Profil Planning - Coimse- lor B. W. Lucas - Management of Investment Porffclios - Counselor W. Gibbs McKenney - Business Develop- menf I, II, Xe Ill Uoyd Messersmifh - Dir. - Sporfs Pro- gram Claude Leyandeclrer - Greduefion Speak- er Charles Mccarlhy - Real Esrefe Br Mori'- gage - Chairman Richard Manderbecll - Oil 81 Gas - Lec- lurer Deen E. Miller - Adminisfralion Ill 81 Workshop Bob Liiileiohn - Sfafemenf Analysis - Counselor: Fr. Credif Case - Counselor J. B. McGra'lh - Public Speaking Thomas Meffllsws - Oil X1 Gas - Cl1m. Freddie Miller - Mercenfile Credit - Counselor ,Q 2 J. Howard Monfgomery - Oil 81 Gas Man agemenf Harley Pafion - Insfallmenl Credil - Lec- lurer 8: Panelisi Eugen, Onchm - pmfi, planning - Colm- William Overlay - lnvesfmeni Portfolio - ,Sym Counselor g,o,9, A. pdgafger - Fiduciary Law I Boolrmen Peiers - Sr. Mnnaqernenl Case lSmall Banlrl - Chm,: Co-Clam.. lnfermecli- afe Class This man may be armed. Eddil Paco - Oil 8: Gas - Counselor Donald Peferscn - Bank Marketing Counselor Bruce Puffy - Operalions Ill Workshop r we .. ,,, ,- , A Nuqgvxw ll's down Hue hall, lo lhe right The Fiduciary Lawman. . I X s lf ? Faculty - ..A- A if Herman Philipwn - Manufacfuring Creclif Carl W. Pihchmann - Administration I - Dewey Prulny - Efhical Standards - Pan- RAY J, Pgllgy - Financing Capifal Require - Lecfurer Employee Bsnelil Plans elisf menfs - Counselor Bill Pops - Personnel Case - Counselor Hgrbu-Q Poyngr - Oil 84 655 - Counselor or l 5 f, i A Meefing of llne Minds. if- G' A , f Clarence E. Robb - Oil X1 Gas - Counse- Talbof Rain - Corporala Sfrucfures in Gg,-,Id Rgmggy -. Dir, - Food Services Harry Robinson - Personnel Case - lor Banking - Cl-im. Will Mann Richardson - How Commercial Counselor Caron Reed - Manulacfurinq Credit - William Rica - Evaluafing e Bank Case - Banlcers Use Trusl Deparlrnenls Counselor Clwm. Faculty 1 ,slew A A X N rw ,- :ffl n. ,1 ,F iq Q ' L Q 555 Q ' ,T .X , J , gk K -1 Q T V' nw . ns n k. all jpg, 1 Q Hbvflfd RUMHWN - Sf- MGUUQGNBUV Sim' Chnfer Rude - Efhicai Sfandardsz The Bovorly Rusi - Adminisfraiion I 31 Ill: Ad- Aaron Sariain - Personnel Case - Chm ulafion Credit Fundicn: Evenings with Chef Rude minisfrafion II Workshop Bob Seal - Marcanfile Credit - Chm. MOf'im0f SBHUN - MGfl099m9'1'f by ob' Arfhur B. Schnrlach - Farm 81 Ranch Man' Louis Schaufalo -- Munaqemenf by Obie:- iecfives - Chm. agemenf Dives .-,521 J ff ' Fresh sfarf. -J Scoh E. Sugar - Business Proiecfions - AUM, 5,1f - Mba, Regaggons gl Employ. Counselor msn? Pracfices f, ing? , A '4 ,U J. Howard Shilfvll - Evehlefinq G BMI! -- Travis Shelfon - Dir. - Music Program 81 A, Macgq Smifh ... Cum-gn1ScCi,1 3, Pul-,lic Armisiaad Smifh - Manufacturing Credif COUTUSBIOI' Exfrevaganza Issues - Counselor Faculty Sing for your supper. and you'll gef breakfasf - Gal Q.-Aix Arlhur Smifh - Business Proiecfions - Morrison F. Smiih - Ccrporafe Sfrucfure Alan Snodgrass - lnvesimeni' Porffolio - Carl Spencer - Senior Manugemenf Case Counselor in Banking Counselor fSmaIl Bankl - Counselor l i T C. R. Spivoy - lnsiallmenl Creclil - Lec- furer Sr Panelisf John Sfuarf - Rsal Eslala 8 Morlgage - Counselor Marcus Tower Loans - Cl-im. Micheal Tyson f selor Loan Review K Problem Personnel Case - Coun- F' ' , . li f -i 1. ' 'VZi7'j'7v A51 , 1. ,.4 Homar Shwar? - lnsfalli-nan1 Credit - Lacmrer Xi Panelist Ronald Tsrry - Labor Relations Xi Employ- manf Praclices James Travis - Profil Planning - Counse- lor T. J. Vance - Svaierneni Analysis - Coun- selor: Fr. Credil Case - Counselor affix ,ax 'tnu,,,,.i Wayne Siswarf W Sr. Manaqemenl Case ISmall Bankl - Counselor Quinlan Thompson - Sr. Management Cass - Discuss Exam Reporl: Evaluating a Banli: Loan Review Xu Problem Loans Hen Trice - Prolit Planning - Counselor B. Finley Vinson - Sr. Managamenl Case nsfge Banlrl - cum. X- Franlzlin Sfockbridgo - lnvestmenl Porlla- lio Management - Leclurer Tyrus Timm - Agricullural Credil - Chm. Marlin Tyclwer - Urban Real Esfale Man- agement Richard Waggoner - Sr, Management Case .. Y L.. Profile in determination. Facult We -:P get l l ,t Ma,-yin wus - Bank Evaluafion - Colm. Norman A. Wiggins - Fiduciary Law I. ll, Hugh Williams - Ellective Supervision ol selorf Co-Chm.. Intermediate Class Hr 'll WOflr5fS' PefS0f1H2l Case - Chm- John L. Worlham - Bus. Projections Coun, John Wright - Bank Evaluation - Coun- Jamas Yancy - Current Social 31 Public ,elm selor: Loan Review Eg Problem Loans: Intro. Issues to Case Metl1od:Assoc.Clxm., Fr. Class if John Wnllor -- Prolit Planning - Chm. Max Wells - Counselor Dicl: Wood lufel' Gone Zorn Counselor Real Estate Xt Mortgage - Installment Credit - Lec - Investment Portfolio - Thesis Ad isors Il l l l w i . JL 1 'J X g, , , Qi-'i'l -' fit! 'Z Ji .ll Wa Alfon Baker James V. Balmer Sfanley Blank James A. Byrd Donald W. Canfwell Hugh Carney Marne K. Carney Dean P. Coleman David Coldwell James C. Cordell Lewis E. Davids R0l19rl' 5. Davis Jaclr Demefruk Lee Drain Richard Fielder William Gleie Xu Thesis Advisors '39--'sua 99 7.--4 N- Ernesf C. Hill John P. Lanfsberger Gilberf T. M1:l.eslxey John E. Perliins, Jr. Ben J. Kerr, Jr. Ray McAlisfer Jean Mclleynolds Jerome M. Pesclwle John E. Kirlbride Joan M. M:Crea Thomas K. Maflhews, ll Sydney C. Reagan I fl. xii! fr. . ' Q - ' ' X MV., fx 1 . ' fi 1 UN u Y l JVV' ...Q 1 Baniamin C. Kcrschof George T. McGuffey William D. Moore Beverly Rusl' ,. ' A. Q. Sarlain Clifford B. WaH James E. Sherwood Henry H. Wilkins Facully Members Nol Piclured Sam Harford - Manuiacluring Credil - Leclurer John C. Burien f Audil Evalualion Gordon Edwards - Current Social 8: Public Issues Leon J. Gaulhisr - Current Social Si Public Issues Fred Kennedy - Financing Capital Re' quiremenls - Counselor Edward L. McClelland - Business Projec- fions - Counselor Jess E. Nash - Loan Review Xi Problem Loans R. Pafriclr Parisa - Corporaie Slrucfures John L. Roach - Oil Bi Gas - Lecfurer John Sibbald - Oualilicalions ol Bank Ei- ecuiives James Smilh - lnsiallrnenf Credif - Lec- fursr Si Panelisv Lee Williams - Labor Relalions Si Employ- ment Practices Uh-oh! Harold O. Stallings M. K. Winborn 4 C. Richard Wails Thesis Advisors Noi Picfured Waller Boles Horacn Brocli Ben R. Copeland Roberl Harloff Richard Harl H. M. Helm Thomas l. Kindal Anfhony S. Lis Rowe M. Meador W. E. Finney Emmeh Thaxfon Charles E. Wade Burley Waller, Jr. James Whifsefi William L. Willis 1971 Staff Auf A happy sfaff member. Froni' Row: Ka'rhy Kols+ad. Fran Eakman, Liz Search, Linda Lane: Middle Row: Ann Aibrif- 'ron, Jacque Hudson. Nancy Griggs, Linda Suffon. Gaile Lacy: Baci: Row: Milo Parks. h Mi: I H 1 Chris Kolsfad, Eric Archer, Jim Erck. Curi' Ashmos, Oran Kife, Chuck Brophy. Jim A+ Dug U sie membe' McGra+h. Dick Johnson, fNo+ Picfuredi Ban Bywa+ers. The happy sfapler. Q., . 9, A. -.f- 34 ii if a fhesisl' ENC and MYR Our Dlrecfor This doe E25 Special Events 5 . 3 ,. 1'ii1-:1!w1.-:wasnt -'S-If 4 A qsklfsviiff 'o- Registration H1 fre. 1 ax Pick up your course ma+erials here. Help, le+ me ou'r of +his box! 38 Alumnae Luncheon V 933' Evenings With Chet Rude ,'h 1- Ye' ' 1 X ll! The besf par? of The day. We'II be back wiH1 'Fafher Knows Besf' affer SX mf mf A .5 Power fo fhe Peopley' Din'+ jus? sfand fhere - help me ge? H out She's a Horney Toad? Freshman Elections IFF ' 'QJRQ4 P -' 9 QM V N , ,A P Five Easy Pieces. 52 ' h EASY PIECES O e of fhe ' . And now, from Karcher Audiforium, I bring you The winning smile. The P.E.P. Squad. 42 F h Evenmg of the Fme e rts You say he was Chairman of fha Board? '- rr-- 1- ' I 111 . is '.4 '-i .,,i I ' . I And. one of fhe finer arfs is concluding +l'1e Eve- ning of Hue Fine Arfs four. Doesn'+ look af all like me. 43 Extravaganza Lo rx, 1 l P s 5 5 r V She said she'd show up - 44 Trav - honorary member of Class XII. I , - JT! I .-E -I J: '- .1 T QA .x ,, f'-Z I v w WW' wvf NiiBr 'va. W .W A W. 5 A 1 w I ,QQ Q22 2: we ' 5:2 ,,,, ,fs N 1,44 in za ie, :- if MTV ,wk :Q is swf ww fm ,lxwtl Qs,-wi fi 22: E5 11 1?iFH?iff1f??w5?i-.W'9131fwf?11Eim78.1'i2 - VH 111 X llvimil gw i'? . wg, .., H, 5 ,.. ii' W , f, W. H Im .i V 'IV 'Q ffixifi .. K IH' In ,, ' . ,,.. , . ,, 3 .,, L ,,.. N. ,,,:1. m. K , ,S ,, fi.7..fE,...., . Q' ,, H 'E -V U' , ,. 2, .E . wffiizfi Q. X , ,,, if qv ?i?i?iQEf'V . ,:L.. i W' Ng Y' ji 5 'Wy H , , if 'N if W V: 'ef :.1 ,, gi 5 : 1, f knew' .fi 5 51 .. 5? 1-In A .wi Q f is K -. -'I y 'ffyjz gg' .. 112 H f -. W W zzv gi is Extravaganza I love my cap! 46 There are many facefs of The banking world. l il ll l l - l I I , Won'+ you Come home' Frank Sharp? The legal aspecls alone are sfaggering H gives a clean shave. Graduation B Q f O If e Claude Leyendecker .fi 5 5 :-.5 '.'. .. fra-. 'zu' 11, -'.-.4 ' , .. .-g9E :K1?ivr'l-ifei ng QQI LD aff? I Q5 3 , ,W a ,. S-' .. Qi-53-P x ' 3 1, f 3' 'ax ' ,, ,, Q: -1 fm. . ul' ,J ,iz sw gr 'm- Zigi. . - :Y V -'v w i . X I 1? La --o- 1 V .:....?. And fter Us 'Q vm Qi . -dfllrf Baseball 'Ein f- ,Q-4:21, W' lkllh 7' l I v T1 Fore -nz.. 1 'L--M-H , xx xx, n ' ' 1 ' Jus1' 'fry +0 hi+ 'rhis one! Au. xx .Bm ,.. '. ' M - - t ,..'e3,-xv-1' W L if ' ljqaqpvff - i TP' -11.3 . s+avbaCk1 -.p k, Y M. ,vt ,I ,:, W .Q-:.'C. -' x .'L f:1 '01 . -,.. 4 U C'mere you sucker! 'MAQ-' ,' : Q1 .-.- QW A 2 ' ,v , U U ima, Q Keep-shll! 1- A , ffl 71. Nl 0. N , I-wg, .VJ -- v A , rr' 1. -...,51,,, l V . l , ss H.- ,. M.. .L fi -- ': f' W. sw'. fxa?l BM ' ,was .gzwv U 1 . . ,Ln V Lu., J, . .1 '-tf: ?fli5 ,, ' mf,-Q?1.J 443 ',.-Lg'21i:'u.'.,:4.' 4--Ls Counlry Boy. . -.,,,,,,,,,.-ff A ' -1 l 4 . .gnkfui I'm going fo klll +l1a+ ball! I say you can'+ play! ls fha? Coach Hook behind +l'1ose Fosler-CS-ran? sunglasses? imming , T7 ff ...n-l'l'G -,ff af. + ,qu li- : W ' Y .v , 1 '---n.- n A . VV Mm H ' -. H t 1, , gg..-If-gf.,--f W 5 . A - H ga-, ' l' 4 -Q, ' -i 'R ul wwf ,V V l rlgdll 'J' .lr W' l 3 X A :SQ A R -' - A 'fa K u-, 2 -Qui-:gL.,,.1'A.::.:.Qqp05gff,.A44 s A - UPF ' ... D'-, Al... I Q f'w, af r 1-?.v.36? ' 453 nw - Y Q, df 1 'f Texas rams are Would ya qui+ following me? ridiculous! M 9 , wifll' gsgwfgza ,. 5 ,VZ Bowling On your mark - ' The Champ. ,ee 1.4 I wish Those Seniors would show up! I IQ -5, ge V- ' The Proud Crowd. Golf 'f'1f71! The Line U p. Irwin, gef ou? of fhe way! I can'T hif Thai' 'rhing when i+'s moving. Handball, olleyball, logging All righ+! Up agains+ +he wall! f-? fx 125 ' I. lf nomina+ed, I will nof run - lf's up fhere, somewhere 58 The Ra? Race. Y 11 S A i n q i ,i ! 1 px. A 1 J? ,M ' 11 Q W F' : 4 I - 4.4 , . I 1 , ' . 'xl v 1 1 J A ,-. Q- ' ,,,x ,-K N X , 1 K , Nu .fl ,fijx 5, X 1 K' X 53.12 H w 1 m --N ,111 ffm .K H Q' 'ig V1 fb. ' Y,'Wf-'fl-ii' X: ' 5, jwf ,NPR ,Wg 1 X jf if- I 1 1 1 1 , V .. x .gm-gi 52. 1 J, .A,. . A I ' Vq,',f1p,y,,:,-..V: '- .Vfmfu Ewa: .,., V 6 2513 .BV .. 1 V .. . . V A ll ..- V 'Q Lf1Q1f.?5?'2Q I ,f 'L' 551 .fiifxf 7- u: d HM . . 3. -.VV.,1.1-V .95f:!L:igqh!172'S? . 1' af V f .q'f H'l . . jr! m:'.f.z4V-PV W..-T 211' ' , , W., ,, M- 4,:.-.-,nVV.f,--f-.i R'.?nf jf'3iQ V-Sf'ii2.qf'fLeis? -g .1fVff. -fi2'2b':5'?g.4i 'm.g,.V.4.,'.,2.fff1i 'f f' . f- ' Q,-,qfgfgg -f!x..,f f1'Jf W-.,p?V.,, , .VL 'I ,,J:5,j1',..45 f,':'i2fiff Q5'4?y.gj:,,e wh VV--If 64 -' n . ,. 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'F' 4 '41, if v ,Cl V, - J .. 3' 4 .. w,.ufg.yy, 1 xl ' .,4. P 1 ' -all V ' . 7' ,I ' : ,j , '. 'f A . V.. .4 Y , , I Nw. 'An 4. af. s W? 's ,. O Area Groups Dallas Bill Allen, George Avinger, Tom Barksdale, Jim Bevans, Roberr J. Bigham, Wenona Carman, Sid Carroll, J. W. Colin, Jack Collins, Bill Doxey, D'Ann Dublin, Don Durham, Donald Emsley, Jack K. Erheridge, John K. Ferguson, Wayne Fogle, J. B. Forrest Wayne Frazier, Ed- ward Craner, Don A. Harina, ll, David H. Hilburn, Jerry Holmes, William D. Hudson, Mickey Hunt Sian Ingram, Vance Jones, Ron Joplin, Jerry Laymance, Bill Lull-ner, Ed D. Mahon, Darrel W. Marlin, Lena Milsfead, Joe Musolino, :lim Nelson, Dwighl' Ohrum, Ron Par- rish, Mercedes Penrecosl, Del Prince, Sian Rufland, Morris D. Shannon, Clara Sledge, Dick Spies. Don Sfeadman, John M. Stroud, David R. Tripplehorn, Tom E. Turner, Gary Welch, Chuck Wiginlon. East, E Texas, W Texas, as Area anhandle P Rex Amerson, Larry Averill, Bill Avance, Carl Baggell, Joe M. Bell, Dallas Brewlon, Toby Ken Burgess, John Cammack, Jimmy David, Ken Eskridge, Don Gibbs, Sleve Griffin, W. E. Hall, Bob Hanby. Louie Holder, C. Jones. Fred Myers. V. Johnson, Jerry Kolb, Karl Lemke, H. H. Lundy, Rila McCoy, James Manning, Kennelh Pace, Joe Parris. Jr., Charles Rushing, Ari Sayers, Bud Speed, Claud Tapley, Joe T. Ter- rell, John F. Thompson, Ross Vick, Don R. Wylie. Garner Young. 0 H. t-l 'D' 3 CD L X Q-3 cn . GZ. Ili? L ' 4- ll A I' ll' ':...i-iii?--Lfii' -fl im 5, R ,lf-i'5E lQ V Bi finial i'-55,34 i ' ' 7 I-5,41-Y' x-i4F.'L:.5i'Q 'L A...- . - ' ' . 135 i , :' .,'- QW, M-'S 7 1' Q 1 v- fr -we ef if i':'1il::i..'7ffalgiiliyr .Q 'bf' L wig. ,nl I I i ug 4 h J l,j T. ww 5 A , i'1'i'lli'i'l'l' if I :ru I I K J -fm gs ull lilillllxill 4 M , Q I -J 5: , LL: Illlllkix .. tif , A '?'j'4'F,'f-.jj .A - Q' ' , .I I A f J. ' A i i l,l,l,l,l A J ff 1 lllllj l l :il ' 555' ,qijjl J 'l'l'l',f'if , 4 i f f A llllll 5 'l'l'l' iff L L i' AI lla T -ruisiim'.iiri2 + 'A' , I l ' ' ir, Hi ' rsvfliff, J . -12.3. ' .1 fllll 1 J . .1 'Q' f.-.?Q,', ig fl A- Kiwi' ' Sfilg-ijiiQ:lQi,l: 14-f1'i?i7fEy . ig.4i'j.i.3Z?g:2lgiE2iI:2'Lf-.2 W'-:,1g?,,.4nnvr -A xr.-ix :. .......r..1-- fog ' fl ' ,3f,f',f!?.1fs.f . . ' ,,,,,...,, ' j-.-fs. nge-,..aTrQrf 1-1 - - lllll 5:5112-fi' I - AA A 3 I 1 :Iii-' ':.ii'i1'iili' ,E f ti I . 411 ll' if :,!+.5ir,.2:h'hg4 'lf . nv, 1 lllllll -is '7al'.'a?5,'f.,T'- . A 'lllqlll A F5555 ffl f' H ' 2 J l':ll!lil! J '15-1 .-..l! -Inlnlllll A l Roberl' G. Alford. Bill Allen. Don Baucum. Joe N. Be+l1any, Deryl Brock, Jolnnny Clark, Jim Daniell, Ridley Gibson. Bob Hillery, Douglas O. James, Jesse R. Jones, Bob King. Joe D. McClellan, ll, Phil McKinzie, Bob Medlinger, Dan J. Miller. Andy Odom. Weldon Roberls, Rob- erf L. Uplon. Toby Yows. r i i. :Q l. rv 9 3 4. . . ,I L . , Fort Worth .l F li X ll A A fr is I ' l R . B 99 'r ,il -A , 2' if f 'T , 1 ' 'K' ,- r 1' il 5' 5 ,Mn ' , 'Y' A y QQ. iff' , , I, - ig X 'L n, ,ff -' R ii l A.. .1 , Efhan Allen. Diclc Books, Buzz Brighfbill, Eugene Carroll. Al Dalfon. Dave Farmer. Dick Hamillon, Roberf Harrison. Ronnie Holcomb, Bro' die Hyde. Bill James, James Jenkins. Lee Joyner. Ted Lange. Bob Lansford, James McMahon, Al O'Neal. Keirh Presson. Bob Seymour, Tom Snodgrass. Herb Solberg, Lawrence Sfory. Marlin Turner. West Texas Ima I Q1 f A ef 'iii George W. Brown. Lee Conner. Ken Courfrighf, Charles W. Dunnam. Ralph Gillelfe. Ar+ L. Harris, Don Hensley, Johnny Jordan. Don Kidd,VMary Kissko, Don Lee, Don Lovelady. Morgan McEnaney. Pierce Miller, Don Parker, Jess Sellers, Kenl Sloan. Doyle J. Todd, A. David Uechi. Jerry Auslin, Bob Briggs, Cecil Carfer, James T. Chambers, Lawson Clark. Bill Ellis, George A. Erben, Bob Evans, Richard L. Guseman, Jack Hudkins. Donald W. Hudson, Milam Johnson, Lewis A. Jordan, EinerJuul, Ronny Lee, Roberl Mcl'lorse. Tom Mclvlorris. Kyle Mansker, Don Neal, L A. PiH'man. Bob Shirey, T. L. Walker. Central Texas - ' , .4 t -.41 ' Y - ...- ' ' TT'-J' South Texas l i I J Bill Bain, Travis W. Boeker, Flefcher W. Brown, J. L. Cisneros, Ed Cromwell, Roberl Dunkin, Mario Gonzalez, Jr., Mike Jurica, Frank Kruppa, Ricardo Longoria, Mercurio Mariinez, Jr., J. ,Roberf Melanson, Marvin E. Melson, T. J. Morrow, Roberi J. Pickens, Saniiago Ramirez, Jr.. Frank Rork, Wayne W. Schomburg. Cecilia Schoff, Jerry Schucharf, Mark Sheffield, B. D. Spil- lar, Glyn Sfewarl, Travis Wegenhoif. f!! Coastal l , Texas I ka-fs -J. Frank S. Adams, Fred Allen, John Bailey, William E. Browning, Allan Cheafum, Bruce L. Collins, Jr.. Lem Crocker, W. E. Ferrefi, Tom Gay, Elvin Genfry, Calvin Glover, Thomas C. Guion. Jr., Dan Hallmark, James R. Horn. ll, Gilberl' Melnar, Lucian L. Morrison, Jr., Tolberl Newman, Frank Norris, Mike Parker, David Parsley, Joe Peery, Tom Phillips, James C. Roberis, Jim Ross. Jef Russell, Dee Schade, Gene Schade, Bruce C. Wiley. . K . , V v,- 'A fin -97 Q, 1-1 Q44 nf'-4, .14 Pe: P., 'Tiffa- if-ef, Buck Berry, Tony Boafcallie, Wayne Boyd, Dan F. Boyles, Lee Brooks, Oscar Bryan, Will Cash, Jr., Mil- fon Choale, Bill De Haven, Gayle Earls, W. Jack Field, Bill Franks. Daniel Gramalges, Dane Grant Bill I I Hancock, Fred D. Herring, Grani Hollingsworih, Bill Hudson, F. A. Jarrard, Jr., Guy Johnson, William J. Lindsay, Maurice L. McGowen, Ron McLeod, Jerry W. McNeely, Dick Mougey, R. Sells Neuhaus. Bobby Parfain. Joe M. Peddy, W. E. Pinckard, W. E. Rogers, Bill Shively, Charles A. Smilh, Larry A. Sfroud, R. Bradford Thomas, Ray Thornion, Judson L. Trouf, Jerry D. Vayles, Jack L. Whiff, Kenneih M. Williams, John Williamson. Uklahoma if f G1 ll l Q . 4. I Q.4 iii J 'L Brud Baker, Fred Dacus, Virginia Domingos, Jim Eafherly, W. E. Farha, Jr., E. A. Fifzgerald, Charles Grayson. Tom Holding, Gaylord Jones. Dale Klingensmifh, Jack E. Maiors. J. W. Mi- chael, J. Mole, Par Pafferson. Lindel Pefligrew, Royce Rochell, Bill Simank, Howard Smifh, Wayne Waller, Jack E. Whi+e, Al Wood. Barker E. Aclair, Roberl G. Allen. Jody Bass, Norris L. Berryhill, Larry Brian, Bill Bryan, Wesley L. Burlceff, Fred Burns, Richard Bufler, Nafhan Combs, Don Crow, Dick Cupples, Sam L. Curry, Joe Eason, A. J. Gornafli, Charles Hagood, James Harris, Harold Hull, George Jackson, Kelley. Johnson, Arley Knight Joe V. Mason. EmmeH Milam, Dick Neal, Don Paflillo, Clay Pa'r'ry, Don Pippin. Bill Shoup, John S+anley, Harvey Sregall, Bruce Tuesley, Velzene Wilson, Donald R. Wood, Jim Yarbrough. Arkansas Southern States i , 7 4 wo, . Q' Asn 1, -mx Alabama: Denton Cole, Pierce Flatt, Samuel M. Franks: Florida: William C. Ott: Louisiana: John W. Axtord, J. C. De Blanc, Robert G. Gilbert. Lavelle B. Hawthorne, Herbert G. Hecker. Robert E. King. Donald B. Lathrop, Albert H. Schot, Charles C. Smith, Arnold Weth- ey: Mississippi: Rushel T. Anderson, John Openshaw, John Robbins: Tennessee: David L. Berry, Kelly Carter, Joe H. Davis, Jr.. Al Ellard, Tom Fowler. Reg Germany. Leon Gowan, Maurice Gowan. Gene Kennedy, Pat Linehan, Bill Renfrew. East Coast States New York: Bill Morris: South Carolina: William Yoes:-Virginia: Tom Hughes: North Carolina: James Faison. Mid- Western States 'Q- lllinois: David E. Busby. James A. Edwards, Fred A. Galati, Jack R. Joyce. Ted Lewandowski, Barney McGuigan, Jim Miller. Ben F. Quigg: Indiana: John Richardson, J. William Uhrig: Kan- sas: Al Andrews, Jerry Bredwell, Jerry Wardian: Kentucky: Charlie Mitchell: Michigan: Rex Pen- dleton: Missouri: Ronald R. Arnold, Wayne Bond, Frank Enna, Clinton C. Futrell, Wayne D. Mus- kopt, Turner Peters, James A. Schultze. Arizona: Jim Neihart: Colorado: Tom Gordon, G. B. Matthews, Dick Witsken: New Mexico: Ken Campbell, G. L. Cde Baca, Wilbur Cogclill, Dick Elkins, Bill Hunter. Ike Kalangis, Tom Mace Gugan, Jim McCutchan, Max Malone, Mary Peppler, Andy Morrow. Charles Robinson. 54 Western , 4 States ,X 1. 1 . 4 ii ,, 'T ae'-5.yi '3'71, n . i , lf' ' A i'f4'5'?'+fL -.ve .X .'al,gjl Le ,' 1 ff, 3-1, ' ' . .QQ- , 5 A ' I L ,. . ,. ,ILA . A California '1- Rodney Allen. Joe Arcolio, Robarl Ceclergren, Ron Draney, Dan Dupar. Mel Dupuy, Roy Ellioff. Michael Garnenc, Dan Geary. Don Gray Don Hoogslacl. Richard Huebofler. Bill Hunler, Mike Jordan. Bob Lonsinger, Jerry Lucido, Frances McCann. Hal McCawley, Bob Man- lle, Bob Mason. Paul D. Querin, Bill Schmalle. Swigsbie Singers and Swingers 111 ir, F i, If 1 l I l i. a r l l Singers: Firsf Tenors: Jody Bess, D'Ann Dublin. Dan Geary, Frances McCann, Mercedes Penfecosf. Cecilia Scholl: Don Sfeadman, Ken+ Sfickler: Second Tenors: Wes Burkefr, Richard Butler. Richard Cupples, Howard Golwen, Dave Hifi. Michael Jordan, Don Pippin. Jack Rhodenz Barifones: Allen Conner. Ken Cour+righ+, James Harris, Dale Johnson, Hugh King, Carl Roberfs. John Sranley, Jack Whife: Bass: Wayne Boyd, Al Dalron, Ed Lawson. Jim McCufchan, Mercurio Marfinez, Doyle Palfon, Keifh Presson, Sanfiago Ramirez, James Schulfze. Cleucl Tapley. Marlin Turner. .11 Swingers: John Dillon, Trumpet George Avinger. Trumpely Milne Jurica. Bass Guifar and Blow Horn: Claude Lyle. Guilarg Nick Rennelcer Clarinet Inez Teddlie. Piano: Tom Fowler, Drums: Kei+h Good, Percussion. Yearbook Committee I L' Tfl ,. L 1 V mwni'P -Q--Low James Donnell. Chairman: Bill Allen, Thomas Barksdale. Pafriclc Cosfello. A. E. Doxey. Gene Gaines. Richard Hamilfon. Edward Mahon. Clara Sledge, Don Sfeadman. Classes il Jr- ' .N .L if ,,,,., f z,,,.,.., I ff, If ,AU 'J- .M I llllll llllllill g I PFI Inga! JEQTI t -f Inman , , , ,,,. P Y F HERE ll I ' F IIIBKI I hifi : hifi ll I I 1 M 5 , , 1 I I , , ' I ' CLASS XII OFFICERS Dean O Farrell, Presiden+: Bill Richardson, Firs+ Vice President Clark Munroe, Second Vice President Rila McCoy, Secre'I'ary: and Kelley, Treasurer. Class XII CLASS XII SONG lTune - The Band Played On l Yes, we are The bankers oi Swigsbie Class XII. There will be no fear. Thai wirh all Ihis knowledge which we'll gel ai College We'll have no peer. We're Irusl and were credil, now clon'i you forge? il. Professionals all, you'll agree. There never has been, nor will There be again Such a group as we. vv ilizi: . L....i - ?if 1fL...l 33 'Y QE I ,P 4 , ,f yu It ' I 52 , 4 g, ?iY li .g ll :L 'L1'i E eva ,. fi Lf Lexx 1 ,4-gzE,, . ng , ,. , .1f, 5' ff'-f'.iL,i:1 L+ Ef 'l ' ' N' - T' Q Q sf . ' l ' 'Q Q A q i -fiif 5 -'wg Q '- Q-. pe tg Q--Q1 -gif . . .. 2 5 QHQ, Hai? ' ' ff 132 . GQ ef 92,3 , Biff ' +H.I42fQr,3xg 1?- ' Q . 3-:Q ' Q ew W- Q .4 HS: Q- Q'-QQ , -9 -. Qiwzf. V5 ' 0. ff - ' 'TW-'f 1- 29.2.4 , ., 1f.q,.?f.figf f - V -- r --'- -:Q 'ff wk-Wi m ' V QA Qu: ,t.1-lik-fain I, F.: , 1,212 .HSQFQ , - -HL ,.5,,i5E:: -KA, It ' ...1?.I,v:. , , ,Z . ,T-,..U. t i ,E by . N. L, rv4?..,,:'A.,7T. , ,N Y, .l', .fytnf hw. I -7 wo VZ' W-,.,:1..i1W hz.:- .H 'H' ' ' 'T 'T' 0 'W' U ' ' T 7? .JE ' ' E 3' 5 1' 1 ',' 'TCv'7 'if .-g3ff 5 :f'fff ! . V , 5 ' -' lgi - .1 ixlli-,iwvfx 1. ' .4-A 'F 105 - . ' 1? . ,f x . . , . . . , , , , , . ' . 1 - ' ,f rfff, . iii fb-if I , - gi , 4, , 2' , 921, , ,- -.. fi':3 'i' K - k 'frf - ffl'-5 Qi 'QP-'g.t'-ff' ,L , , ,- , - W 4-pall., - LL -,,..,, Q- W ggiiri' .,..4,,- 14:-L fg -V-5 LTL., , , , , '. x,4-24 4 , ' Class XII Lam Crocker lCrediil Economic Expansion of Padre and Musleng Islands Thomas D. Fowlur lCredivl The Changing Paymenis Sysiem and Hs Effecf on Corre- spondenf Banking Jerry L. Holmes lCredifl The lniernafianal Monetary Fund Special Drawing Rights f li Thesis With Distinction Award ii ,i E. Pierce Millar Kfrediil The Sheep lnduss fry in Tom Green Couniyh ,ff i 1 Luciun L. Morrison, Jr. llrusll Hllenuncia- -limi! A- 5Cl l'l71' ll -'5'l HAdml 'l5lB 7 9 loonald C' Sludman lllrusfl Mlllqe Shack Kemlflh M' williams lcledlfl '.'One'B l' Mons or Disclaimers - An Emerging posi, Buginesg Infgrggn in Eqafeg and Tmsfg' Cerfiiicale-Will if Survive The Paper Cri- l'l0lf4f '9 C0mP5 'e5i An A 5lY5l5 and Re' Modem Esfdfe planning Too' - A Texas sis and What Will Be the Eflecfs an Corpo- VYBW rave Trus1Operafions Perspective 76 N7- 'Nd' Seniors ' L.. J 1, YQ il? 'K ,asain-,v v ni. .,'1if5'W4 vf-fl 1 --4 1' I Robcrf G. Alford Rushnl T. Anderson, Jr. Mnryin M, Bunwgll D,-,yg R, B,gh,m Efhlh 5- All'-UH. JY- TfIVli W- Bvelwr John G. Benson Lorenzo Brighfbill, III Fred N. Allan Phillip H. Boemne Seniors gl .5'.' 415 Q04 I NI' , 1. v-:rms W -JJ nd. i' Jams: H. Brock Lea Brooks Roland L. Broolulmirs Hollis E. Brown William E. Browning Oscar A. Bryan. Jr. Gene L, Burgon Wesley L. Burlish Righgrd 5, Cqrdngr Cecil C. Carlar. Jr. Kslly M. Carlar Roberf E. Ccdargren Allqn J, Chggfum Bemis M. Choafs Louis K. Clain Gsorge L. Clark N A ggz .1 -V Q i ' ----0 V N if' my X X 'UQ .WL 'J ff:- ,Q .af Pefar S. Clarke Bruca L. Collins. Jr. Pairicl J. Cosfallo .loo B. Cox Duane B. Crahingsr Lam Crocker E. Donald Crow Richard A. Cupplex Joseph B. Davis Jamas F. Daalxins Dudlay H. Deen R. Georg: Dillin, Jr. Virginia E. Domingo: James A. Donnell Gaorgn C. Donnelly Jamu R. Eafhsrly X 'I' . Wha'r's +his abou+ a bed check? Seniors ,P-gx J' .!,'... . FH., I , V Alfrod T. Ellard Jael K. Eihlridge Jgmgg L, Fgigon Rgbgrf W, Hfan John K. Ferguson Ewell A. Fitzgerald W, Pigrcg FIQH Dqvid W. F51-mar Elborf W. Fogle . ,ww s 'I 'SEZ' .. p --,- 5.4 Rain, rain go away: come again anofher day. T -V xjxlqlrxy X G ' xl , ,EH ,.A Gerald W. Fronfsrhouso David S. Gilbert James W. Frazier Georga T. Gibson, Jr. . 1 1 ul- '27 ' ' A' - :rn 1-7 . 'm,,,i, F .1 f'Q -A AIX V .F I . 'R . Thomas D. Fowler Hmgr E, Francis JOSIPH L- FYHHCES David M. Frandsen Richard A. Gaines Tlqgmgg A, Gay Robnrt G. Gilbert R,lPh D, Gillena N 5 ' if X I 1 is 3. 11 Q, wi .. 5 b , ' ' l 7-' P 'I ,- ' I V mv. I -1 .V V v .f l ll , Q . .fn ,Q ,. k - f 'l ' 'Aff-F' V ' ' :xy -rf: Q- xxx . Af dy.,-N,'.5Ef' Freshman observers :pff-,qv f A .-gf, 0 - ' 'J 75 .1--fn-1 .w ' ...M 4.1-, g-,115 f 'nr .-. I I I ' 4' ' A ' ul 'I lv' 'REI' l'u'vult-X: G 1 O S A ' 'E 5-515 'Pif'f:? MN., 1 A ,M 'ii' 'Nl' Jams: H. Goforlh H. Dano Gran! Dgniql A. Grarnafges Jqhn D. Griffilh Alberl J. Gornahi Charles A. Hagood Vllillinm E. Hall James F. Harris Granville L. Gower! William A. Gustafson f' 2 K R. -1- fl 1 . ' X I N. X I V 1 .J I ' W - '- 4 1' .. , X: l 5 f l ' XA Hunni- .Ghi- ll- F -R' aff, -O J 321. V Charlsx A. Hariwiq. Jr. Jerry L. Holmes ,R 1 . Frad D. Harring Richard C. Huobofiar x r.. Roland' L. Hillary Charles M. Huni' .A-X 'Q . 45' R'-'b 'l A' H l ' l was afraid you'd ask l'l lz3l'.'l David G. HRH Sianlay C. Ingram Howard Irwin ,-..-n 3 'I'-3 reqvf' s. Nd ...., ,,, A QV ff' Q, X.. 4... . Y J A F. A. Jarrard. Jr. Milam S. Johnson, Jr. Jam, w, Jmm, Jug R, Jaya, Gordon T. Kellny Paul T. Kim! Bobby G. King Charles F. King W. Jarry Kolb Karl E. Lamko Robsrf L. Lonsingar Jerome Lucidu Theron C. Lund be H. L d Her ri un y James R. McCalmonf JM D. McClellan, ll wb f-X f Seniors Ln? -: -HSI' fl vi' ii 4 '- w -W3 xx in . ' Mffor .f w,'?f?i: 'i-' , 1. J v Q, , 1:1 iE2 'fPZf?: ls ihai Riia McCoy behind 'those Fosier-Gram sun- glasses? Rifa M. McCoy Holm S. McNew, Jr. Jon V. Munn Charlsx W. Mead 5 , ,. if 53 ,,. ,,,, i 4' r if Y: .pdf L X I N ' ix .Ni M .K xx V ' , ' N wf .ar ,A 5 Q 2 V Til X ' r 1 1 - B. Koifh May Roborf E. Msdlingor William P. Morris Lucian L. Morrison, Jr. NJ' 1:2317 A N mx.. Ai' 45' Maurice L McGownn Jams: L Manning E. Pierce Millar Richard B. Mougay Seniors ,Zig . 3 fx:-Q . . 'fit M-J , George L. Mullinex Clerk C. Munrou Harold L. Murray Joseph R. Musolino James E. Nsiharf R. Sells Neuhaus Tulher? N. Newman William W. Norris L Dean 0'Farrnll Dwiglmf B. Ohrum, Jr. Willigm C. OH Joe Parris, Jr. Roberf A. Parfain Meryl.. Peppler Lawrence A. PiHmen Phil D. Prefher. lll X 4.1 K -at-W' 'ff NI , 'L N N fl .-91' lk ll . .A ani A,-.n-v xr . l Q . -- K- fr l ,f Q I ' Lua: ' N k 'ik' 1 A .f, '-Qu. ,A '15 ': -Lim . ,, fl Yxl 3 f,::3,,,.-, , ' L!-ww.- EN:-5-'l ,L Q3 ff. ' cm S ...9' lair '18 .-1 ,ra Rlclwfd E- P7549 William M. Richardson. Jr. Nolson V. Rogan DUNN K- RUN' Gareld S. Rufland Albcrf Scllof BlllY J- Sl WP Jeroms W. Schucharf Jamos A. Schul-he J'm'f W- Sl 9l9l0 - Ill Carl B. Smiih Don D. Sorrell: Roborr T. Rbfk Wayna W. Schomburg VV1lbur L. Slmank R. Richard Spies. Jr. 'Q W'-wvi fv, HHVWY A Sl'9'll Tommm G Sfsvons -Q 47' iq ui' Classroom Trio. v . Donald C. Sfeadmnn Ronald l.. Slolxos Edward R. Thompson, Hruca N. Tuoslay 'NT Rx f-0 ETL Tum E. Turner Afllwl' D- Uulll Kon? D. Sfickler Joe T. Terrell Jr- John F. Thompson J. William Uhrig 4' 365 -iid Clilflll A' Wlilnlon Ernnsf P. Williams Konnnfh M. Williams '23 ll ' ' . ..VZ:z1L2?:s:if Semors Douglas L Wudon Howard L. Yandell William H. You Jacl: G. Young William L. Wilson Billy C. Wood Loo D. Woolley 3 an CLASS XIII OFFICERS Req Germany. President WaITer Jennings.'Treasurerq William B. Hudson, Firsf Vice President Fran McCann, Secre Taryg InoT picTuredI Mike McGowan, Second Vice President CLASS XIII SONG ITune - STep To The Rear I Swigsbie's The name, Number XIlI's The game. We're here To ToasT you Ioud and clear. I.ecTures and cases, music, aThIeTics Too And how can we TorgeT our Thesis advisors. Oh We're CrediT and TrusT and Those cerTainIy musT Be The besT Tields in The land. We're 250 sTrong, and we won'T be here Iong BuT our mark will be made, To be sure. So sTep To The rear, Class XIII is aII here, And IeT a winner Iead The way. Class XIII gba 4 ll l . Y X .- 'f,N'lll 5 I E ' ll ' . L9 Emil If N V LY l l ' fr' ,.? 0 1' i ' 'I , 1' N J . W l 1 S ' .aw Q x- 14' 'F Q:- ' . W 1 Oq I .X , 1 ,ar A ' N 4 VF 5:7 If f N -f- Barker E. Adair Michael T. Anderson Joseph J. Arcolio John W. Axforcl Raymond A. Barfram wh, Hi Babel Whoa baclcl Tool. fool! v , - , - vu., ',.1-,- .. ff, f , t ,I V . ' ,ll . ' f . V lm ', L' Z ' r ' ' ' ., I , u Z ' K ,,- 4, Q - .. ' ' if i i x . iw ' 2 r Ir ' 3 . . , IH' 1- All , x ' ' ll 8, l' , ,gf ,. k , 'v v I - N ' ' ! .2 Y l l ' l clfwllln -l l ' AR 'QW' ' lrll ll: f -1 L wail: ee -' l l - l V Billy W. Allen Andrew G. Avinger. Jr. Thomas Bm-kgdple Arfhuy Ba,-,-,eff Wllllam A' A d'9W5 H5fClY H' Baker N0fl'l5 Berryhill Reber? J. Biglmm, Jr. William I. Avancs James P. Buber William T. Bain David L. Berry Intermediates V' i K wg .' , ,2- ' I f 4 ! : Ng' ' 1-1: X -1? . - i ini Q., . 'V .f . XR f F . Lynn S. Bifner Richard C. Bufler. Jr. Denlon Cole Franlnlin D. Conway Edwin L. Cromwell L 'V l w- , f' -, 1 4, F i lf ,GL ll xl' l K ii . m ,L -.. . ' I .V e-. , i x-, '-. 4- .414 gr IV' 24 Wayne l. Bond Wencna D. Carman Jack A. Collins James E. Corcoran Fred E. Dacus Roberr W. Briggs Sidney M. Carroll Nathan L. Combs Joseph Corff Johnie E. Dagley l' . 1.-415' D N 5 W' Y f l ,, I I . I i ie! Flslcher W. Brown Kenneth R. Cary Allen L. Conner Kenneih P. Courfrighl Alvin R. Dalton l 1' f i -rf vc. A ,..i 3' 4 1. -. f , N .V 4 N inf? ,,, ,, K L fy l -x 1 S I I William B. Bryan Larry D. Chrisman Gorman L. Conner Wallace T. Cowarf James D. Danlell f '- n l' 1 ,il 'Jw' .AA Q, 'S 'WP' iff liz!- 's si V ' fr w l l .Q ' Ip, . r ,. - g.. William R. Davidson Toby G. Davis Fred E. Dobbs Charles W. Dunnam Richard G. Elkins 1 x Bill W. Davis William L. Dehaven William H. Downs. Jr. Dan M. Dupar Jacob C. Emmer ' ' ,, 2,544 V1 ,al I. X -gm -f v . his 15 1 f-Ql', A-W 'I . -LI I X,-nr A 2 . . .y ,, M, , I . l , -ef . . l l 'M 'ri-:P l r 5 .. , rn Lena af fhe Alumnae Lunch. 'FP N . ' 1 1 x iz Eg! ., l MQQ? . X, 3 yf'3' .lr i 1 lf tg x r ll l x I , ll Richard S. Durham Joe D. Eason Donald E. Emsley Frank A. Enna D. James Davis Gaines S. Diffrich Bruce A. Duncan James A. Edwards Kennafh E. Eslcridge 5 'f', J , 1 X My v . i . J 1 x ' ' 1 v X f -. P u g f ,. I in i . . x i y if K ,--If .1 rs if' 1 S-ov UK William R. Franlzs Reginald N. Germany, Jr. Donald R. Gray Herbed' G. Heclcer Milfon R. Howe X .. ,X .' 'l: 'T X 1 X 1' f 'x i f. 'XJ Roberl C. Fry Donald G. Gibbs Charles F. Grayson Ronnie D. Henry Donald W. Hudson K F y I' l 4.1 I fx Michael J. Garner Calvin G. Glover John T. Hall Louie L. Holder. Jr. William D. Hudson . ,. .4-. 'Il l 4 I 4 ,ll ..- 1 i - if l In l 'D xx r Q i ' bf , -Ea- v .4 -,V xx I' is gf' E X y r J x j' . - . S. 4- '1 r ' if Qi' 'ilk ,4 '5'11.gf Tj fri, ,l 'J i J-Q el John P. Garrison Mario G0nzale1, Jr Don A. Hanna. ll Ribble B. Holloman William B. Hudson ik .xy A x Elvin L. Gentry Edward Graner Randall W. Haugh William E. Howard, ll John C. Hughson f'!e,, , 1 Q.: 5- 2 , ,flur- 3' 95. 4- 'ix' ll I .-L? i. '7 Harold E. Hull Harry L. Johnson Thomas G. Kelly, Jr. James N. Koury Donald B. Lafhrop . A-an ' 415 J .r L Y l . i of . -R 'I 'll' , . 4.4 , . 'ii ri 'n ffm.. 4 'X 3 , XE 1 'I V... '56 Herberf D. Hufchins Jordan V. Jones Don Kidd Frank R. Kruppa Charles W. Laws Billy E. James Lee Af Joyner Robert E. King David E. Lack S. Edward Lawso Intermediates Q. 'f - .',fT, 'Q 1' H Q H Sl X js, LA 'lil x in X . l 'X X A -Q l ' Y k 44, ,- - vu as , , TE tg in L I 5 , rn Walfer C. Jennings Melvin M. Jurica Arley C. Knighf William L. Land Donald D. Lee Lewis G. Johnson Ike Kalangis Wayne H. Knox Theodore F. Lange John P. Linehan Do you undersfand This duff? V i 1 .k ,Li if r 'y ' X I 1 Michael N. McGowan Fred H. McMahon, Jr. Mercurio Marfinez, Jr. Ann. lr ., A fi,-P Bernard J. Mc6uigan Edward D. Mahon Bill Mafthews 1 mi 'GL'liii'.-fi In ,l im !v-v X fl lx . ' ' X V-'11 rg: J i 1-2 i aff x 'Thx nf' , uv I9 A -1-1 pi- ,,,4 w K A lg V ., nf. I V1 ii . ' Fx ref m4 7 ff. lnrg-:n u,,',x ,u num: 1.1-f.f ' Don F. Lovelady Frances M. McCann Richard G. Mclnnis Jose h P. Malay. Jr p . Roberf F. Mason, Jr. Ciaude W. Lyle L. Frank McCollum, Jr. Sfewarf R. McLeod I A fm John R. Lyon James D. McCu7chan Fred H. McMahon. Jr. NH-'a. d ,- fc'-,yr ,5 . i' limi 1 I-. 5 v .fn wr Danny J. Millar Terry J. Morrow Philip J, O'Jibwuy Lena V. John R. John W i gg. fix .jg ---7 J Intermediates i . ' 1' N 1 J B. . l V Q' R- -... ,I':JN,- -9 H L r V ' 1 r ' l, 'ur ., J 2' 2,2 ,x V' .J-f .1 f--- 'J K 31 . 5 ,bl J , .Elk y- Ji ., 4 ' ' V -. 4 1' V , . f . l l ' i. - . WK! , , a+., ' ee - 5' ' WE 1-4 l ' f l X i . l L' i . t'Il Q N 1 . 1 N 4' ues-: .ef . 1, , f ' li Z . A P . xi' , ' - f , . f i E ' V 5 r . kv .K .ME li'-V ' l ' W l l 1 ii - - ' - '.-. 5 .. U rf N l K I gba. X r I If , 3 l ' - E I. 1 ' I . . if 4 X ' . ,., 3 . - . fx'-' f f , I xr A ol , 3' 1 , l l V X' , .il , Q. h. A :al ,,lf31x xl fl ian... ie J. R .hiv 1 -,A :Z ,ff i . 3 1 I, .K X ,Jai 1 ii I , abkjjt - .. bll ' A Tr- ,Af . T A A ll 2- li i . -:T 45, X V V-A ...- David B. Orion Doyle L. Pafion. Jr. Torn G. Phillips Franklin D. Prince LBVVY G. Richards Kenne+l1 W. Fainfer Claibourne W. Puffy. Jr Roberi J. Pickens Paul J. Prolfiff Carl A. Robarfs Jackie D. Parlrer Rex H. Pendleion. Jr. William E. Pinclcarcl. lll Beniamin F. Ouiqg. lV John Robbins Ronald L. Parrish Raymond T. Peters Samuel M. Powell. Ill Saniiago Ramirez. Jr. James R, Roberfs Don H. Paifillo Conrad A. Peierson H. Keiih Presson William L. Redman William W. Rodgers. Jr . 4 I f . r-l...f 1' 4- I -4- in S, I .N I' . A ..-: l 1 ' is M flg l H I' iffy x ia fn, J 'F' k , , ' ,, V J un' l ' 6 . 1' 1- .L ' ,., J' -' s H ' A, 'ax I , V W f w tf f we 1 1. .v . , , .f K . ' x- 'a .4 . I K '13 55' xv- r . Qi s 1 l .N x-.N A ' .- A- ' 1 I .I rl Q ' ' A 1' ' Y - ' :IFN - ' ' 4 1 - , - W, l ' V ' .. .V--N ' N. . . X4-it ' N , X 'XX 5' 1 , , i A it f -VL V' U-.xgq . S R ij JF, V Q I. L James W. Ross Charles W. Rushing Jef C. Russell, Jr. -Y ll Margaral D. SCl'wGlB James W. Schnelller Bob A. Seymour 5 . , - -U W 1: ll li U n' . S P V4 . .UL r :Ja .nb 'Y AJ-VL ,A x a. W WAX .X J, Q ' . ' -' A' fx: W. I in 1 I -yi , , 'Qi' f..- .1 Tl l il X1 1 ,bl -I - -,3 Q Warner E. Rogers Arlhur L. Sayers Russell T. Shirley Guinn D. Smilh Tom R. Snodgrass And flue winner in Dallas is - James P. Sammons. Joe H. Sharp, Jr. Charles C. Smiflm Harold W. Smifh Herberf 5. Solberg Jr 00 ntermediates S. Wha+'s going on here? 43: ,f l L an 4' f'!':,-.,f in X A KI Y X1 X , A2 p A Y'. fi- A WX- W w x ' 0' 1 . V Ra 'T w X John H- Spmmon Wilbur T. Shagner Edward Sferr GIYH M' S+eW '+ Jack 6. Shaman James F. Taqgar+.,Jr. Jack M' Townsend Judson Lf Tron! Gary J. Turner E . ff . A .1 N Ni ,J , I - - .rx-FUN .P-Q ,Cf ,. . 4:5 ,f r, N. 41 I -I -Q aan o- C A a lin-. I' Y .. James W. Srsgall Raymond D. Thornfon Muriin A. Turner, Jr, 4 Lexforcl W. Speed James S. Spencer Wifliam F. Sfevens Doyle J. Todd Robert L. Upton Ross W. Vick, Jr. Travis L. Wagenholl Dallas W. Woods 63? Tilmon L, w,,1Le, Donald F. Waller, Gerald P. Wardian Gary E. Welch Jack W. Wilcox Jamu R' Wlll59Y James M, Yarbrough Harold C. Yelverton, Jr. T0bY Yvwsi JV- gl ' N I'--N i ji - I 'lf , K D A - - Charles A. Watson Jolm H. Wilson. lll Donald L. Zimmerman The aclminislralion, lacully, and sludenls of Swigsbie were saddened +0 learn of Jud- son Troufs accidenlal dea+l1 llwis summer. Our sincere sympalhy is exlended lo his family and friends. Mr. lroul would have been a Senior lrusl sludenl in l972. 0313181 L K x f' 1 4- ', V- r i Vi i i , XXXQKX XXX NN XX:.:XX,wR.x 1 :X N -A Xa 'n no . I i, -J. if- na 1 U -2 Pu Velzene Wilson. Secretary: Biff Morgan, Second Vice Presidenh Bob Huirhnance. Presidenfg Bill Fenoglio. Treasurer Donn Loe, Firsf Vice President -.-, .if ff M, fx ll i . 'LZ' -11 , i .f ' 4 A s will 'il ik i si sa Class XIV Oh we will row, row, row - 1 'foward graduaiion We will crow, crow, crow - inlaiuaiion For ihe School we all hold dear Lei us make il clear We'Il work and work and never shirk For Swigsbie's honesi cheer. Oh we will fear, Tear, Tear The degradalion of a problem' answer false For The good of The scene And The praise of The Dean Look To Class Fourieen. iTune - Row, Row, Row i Then we will drive, drive, drive - 'For recogniiion As lhe lines? class - since prohibifion For ihe pride of lvloiher Huck ls somelhing more Jrhan luck Then back io banking in our iowns To earn anoiher buck. And 'rhen we'll cheer, cheer, cheer on gradualion For we know we've passed The ies? We'll be sfylish and lean A sighi lo be seen Tha+'s us in Class Fourfeen. H Q . l ff l X Allffllll xlll' l l Frank S. Adams Rodney L. Allen William M. Armer Larry P. Averill ' James D. Baucum J.--Lgibl '- . ' ll The Sfudenf. , ' by-1 , n l 'Il .ij J - A ' ,xi l .A 31 , V I F. l t w l A ' A ,. l 1 ll jx . ' I! ,ily AF' : .1- .Jr 1 -. P I . -ii I ',-- U f . L ll , X N la 5 , vi. , r. ,Q Blllff,-V t X .,. . Carl E. Baggef John W. Bailey Joe Nl. Bell Thomas F. Benge Bill R. Allan Donald R. Amsrson Ronald R. Arnold R. S. Balmer. Jr. Deryl D. Benner? . Vp 'Q Q, l ' 5 xx I J X il lv ' X 'X l f M Yun 1 . Lf -' ' ' ., Q'.-- 'jlw'-FA -l. .. if wie i I ' 4' gi A 'u -15 A -' i I :ll Aga ,. W lf.,-1 ,N Ill x . 7 W ' ! ' f l Xllo' 5 l rif' Jiiwlfa. rf DJ Roberl 6. Allen John D. Anderson Jerry S. Auslin Jo Ann Bass Clouds L. Berry vi -u I v,,I,,fJ 1 . 4' - l'I'f x 5 un A' sis! Lg lf 1 .- AA 'X f I . f' .Q A .ff . . 1 . lf' , .al ' 2 1 1 NIL La L ii. lr - ' ' 4 ak 1. :- Ill L C. , li. HIV .' . 43 .lf ll Aa J E l A 7 . ' . Ri' 1 ' fs N 1 , ' ' l 1 . 1' L I Z l 2' . L. . J 'fl . . 'li- W1 Fil' ,V-1 1 X f Jr .W -' 1 ...ff . SRX, I 3 ' ' r I . s , A ' , q v M J li A - V, K v lm-'JM 1 i, ,n -vi Y-A :V . at , , ,I f . 1 ' .P ' ' - .fr , Vf - ,v , ,K -,X , f . A, j - , n ' '--' .. H ' X' Q J l X ,NNN x - gps ps. ' 1 ' . . J A l l . L ,Q n A ,.,v -W4 A ,. 'X ui gzuy. tl . 5 . - , , A . . , ' -V 'Q . - 7 I rl' ' - ' , . '-1 I . :wig - , - I4 fl. 1 I ' , KM- X: . : ' .1 Joe N. Balhany James P. Bevans Anthony R. Boalcallia James P. Boles Roberl W- B0Yd Daniel F. Boyles E. George Brannies Jerry J. Bredwall O4 William L. Brian Dewl 6, Brock GQOYQS W, Brown Fred C. Burns William N. Cash. Jr. David E. Busby Gerald L. Cde Baca Arfhur S. Cagla James T. Chambers Kennefh L. Burgess John R. Cammacl: .lusfo L. Cisneros .,4 Richard F. Books Dallas P. Brewfon R. O. Burns, Jr. Charles K. Campbell Johnny S. Clark Freshmen Dear Graaf Pumpkin - -' -.3-1' fi uf . x , 9 l 4 D'Ann Dublin William H. Ellis s R -.a A l Y v Fl i ll ,. ... i 'Q li f X 1, -7' i- i - 'Q A ll li 44, i D ' f' 1'. l F 4 'N 'WI' vu' N V x r ni! Q ,ly k E . : 'l ...V f ' ' ar- gh' Y T' ,1 r: Y lg, -1,- llgvv-Y g .. , 1. l l l W XW l I X i x K i . --' r ' l ,4 R. D .fi lx 1-fa .. r f w b g K x ilk m Robert B. Dunkin George A. Erben Wilbur J. Ccgdill Jae H. Davis. Jr. B. A. Donelson Melvin W. Dupuy Robert O. Evans J. W. Colin Joseph C. De Blanc A. E. Doxey Donald E. Durham, Jr. Roy G. Evans ill ll ll f-5, .4-H-fir ,,1.--1, Sam L. Curry Charles E. Dixon Ronald F. Draney Gayle M. Earls William E. Farha. Jr. 06 Freshmen l Y' 'l 5 Y . if fe XR I . N George R. Ferris William H. Fenoglio. Jr. And here's Verse l2l'1 W ,w-NW 'Y ' IV. 1 l'-ri . r , ' - 1 W., W . lll is V 'ir ...Af X 3 ir? 7- li I r f a . r , Donald L. Grunt Larry A. Griffin x-P' William E. Ferrer Samuel M. Franks Fred A. Galeli Howard L. Golwen Stephen W. Griffin 'ff we ' 2' A Z.. 1 ' X ,M M1 W. Jack Fields Clinion C. Fuirell Daniel J. Geary, Jr- F. Keith Good Thomas C. Guion. Jr. --4 EP fo V. I X .Vg v 'K -. . . 4 ik. 5 x A' ' . xr. ' li Q, ,X pt nl 1. rl' 'Q 4 1 X 1 ef JA l r 's A 2 A Q ,. il ' J. B. Forrest Gene F. Gaines Ridley L. Gibson Thomas J. Gordon Richard L. Gusernan rn 4 .M Y Lf .WAX 5 . 41-12 w 13' l - v 14: 3 'ME . l in 1.91 . r fr-V l 'lf 1 Q vw? f I i wifi' -ew, l 1 . Q r ,,,-.,..-4401 'Q' Malik '- H 5 .'2'11+1f., ly .. V,- .- A ar. QL '..?24,.J.-'.w I faff' 1.1 Y 5' x 'W A 1 rr V, A d' a 0 l-FSF ' L . H-A Yim.,3-37 QQ 'QC' .' v' v ft 4 I Q' 17 P i 4' l' ' W' ' 1 , 5 'sl ' l l ' ' , , ,, l w, s V l 5, 0 ,. f . - Lu 1 - , F f- u ' ': ? I F ,,' Q., T , , lv I fm U F il' ' A WU Z v- C wr gn 'lv 'lflnil 'ls B 4 1 ull ls sw 4 l . ,. .54 H 'Q-329 Jw Q , Q 'mu -.'- r , gnas ll F 'F , vs N 4 . 1 ,' 211-'1'J. r, ' -.. 7 VC l - .59 ' .,.. .1 ' N , . . , war- ,f ' ,.- .., - . . 4- V- ,, ' -U ' , ' 21 ' L -1 1' .W l A , N i15'5r,- , - Q Y Q. . 's p hy ' ' '54 M.. '7-vy:,A,. m.r,,,J N'-' AN, 1 .4 'A Q' ' X I fa W H f-5 , . Y ' ' ' ' 1, ' v ' -, -.. M ' gl - 1 ,- ska V, , - K , 1- - Y lt 'mx , - . ' 1 x Dan S. Hallmark Richard W. Hemilfon Ruberf L. Hanby Marvin H. Hancoclc. Jr. Arl' L. Harris Von Weldon Harris L. B. Hawlhorne Don W. Hensley is L 1 2 l. ,fi nl l. X f l X . 1 V- 1., f 1 ,I William M. Hancock David H. Hilburn 107 Ronald L. Holcomb Brien P. Hooper William M. Hunter 15 My 19- ,,:, Y nl Z X ,J 'TQ P H3 5 Tom H. Holding Jonathan E. Hudkins Curtis G. Hunfslngar Donald J. Hoogslad James E. Huffsfailer Robert T. Hufhnancs I ll ', r we ' -2 KP-N, I ,X James R. Horn. ll Eugene T. Hughes C. Brodie Hyde Gran? Hollingsworfh William A. Hunhar -, H :-f l N-N ' 13- 50- Vf Ri Y L I , , ,,. , 'w 1 4 l --. : af, l.e m M y ' sd A 1 1 f, J w-' A - 1 1 ' .pn-F ' , f I ' ' I ' ' 1 li I X 'h-v'.l2 'Q -F , ' . , , lv ' 1 'xx l A' 1 . N f' 'JP I K. ,V yr 5 1 ni ' ' il l 'N ' .nz nr I, II ! U Xi ff- 24, Ai wg eff l of if ' ff.. . l l l , lg l , -J' .4-.G 'l j -' ,- ' , ' ' H V - 1 X , f I , ,X :N I 1 in 1 X Q A I . - 1 fl 2 Class XIV Presidenl and Bodyquards. - if-f,' i , . li '.A - f George M. Jaclzson Kelley D. Johnson Thomas G. Jones W. Gene Kennedy Robert M. Lansford 5,- . , N- isa il. ' H. f X, l J' ,I x Douglas O. James Donald B. Jones Ronald B. Joplin James A. Kenyon. II Jerry F. Laymance lx, Sf' nfl' I xlall 'Ht li Q., fl. J Le. A i , rr , .1 J I .- ' in - . 1 , James A. Jenkins Jesse R. Jones Lewis A. Jordan Jack W. Kile Ronny E. Lee -X x J 'ax . Hill N Q i' 1 In ' l l ll I fl l Freshmen ll'rG,Qk E Q ir al' - A :ax P in ... J . fs. J N2 A DET, ' ' fl , . V 1, - lil , :. ii , . 1 ' 1, Llgllili ' lf. hi 'tu ' jf sv r, J 2,241 , -JI 4 ' 1 j I il l 'ai :- X ir sw m il i B Wif i fx ' I Fl ' ll l is' 59353. Q vf li il '1- 1 - X V J' V ,., X . A 1 ,-v . I X - ,. xl l ,, - - ' . W, -iv' 'lla Cloys V. Johnson Dale P. Johnson Jerry O. Jones James R. Jones Michael T. Jordan Einar C. Juul Hugh D. King Mary F. Kisslzo Thaddeus J. Lewandowslui yi 'S,.,,.f ff N- li 1 'rx F' V . Li' ,.4 x. William J. Lindsay Jack E. Majors Darrel W Marlin 0 Morgan McEnaney Jerry W. McNeely ,', Nfsflp fi ' , .1 L L f.. -7 'f ' f-Y F f U ir . X ll . jf N , , gdlllfi, 1 -V V 7, Sir'-R' r l . 'S' .- i pr iiiIili K 'Q L! A 'Xi 134- , fir YH , ., ' ,QU ,P .-ur, i l 1 . ff. ..lA rmhlll H' o f l i .1A i...!l'. .lo I, . -E , Q ll lip- V' ri S X N ,, Q '1- N, Donn E. Los Max M. Malone Donovan C. Marfin Roberl' H. McHorss Gilbert A. Melnar f , Q V r. x Qdxlil gil l Ricardo E. Longoria Glenn E. Mangold Gail B. Maffhews Philip S. L. McKinzie Marvin E. Melson .X N . x 4 X ug' . lil xi' 1. V ' l ' William S. Luther Kyle C. Manslcer Harold A. McCawley Richard B. McLain Emmaff N. Milam . , Q. A . l . . '1 . -0 .ag za L ag. I-'iff '- ' Y .v .- I Thomas MacGugan. Jr. Roberl K. Manila Harry M. McClain Thomas W. McMorris Charlie D. Miichsll . if '-EQ . Y' 1 I ' .. X . :. - - I .X IVKQV A,,q, K ,W -I W.. -..- 1- ..,,,. , -....... There's a skepfic in every crowd. fx 3. -B L. 4 . . at r Byron D- Neel Donald L. Neal KUNNUH' M' P559 Michael D. Parker l- X.. l -.1 ....., -.-., , Ja., ' ' .v . f ' , Q '. nw -Y . . -1' - ' 31 3 ji-Eff James F. Nelson. Jr. David L. Parsley Freshmen 'nga k 1 l ' ,F . r X E 1 .fi ij? .5- 1 ' I ,- r L- 5 r v :f'1,. . L Xx , M Sefh M. Morehead Louis W. Morgan Andrew J. Morrow C. Dale Mortensen Wayne D. Muskopf Fred R. Myers Frank D. Norris Fred A. Odom Kyle S. Pafferson Joe M. Paddy xx' . W 1 M Nuff K nav W 55 - 4 'K .F I ., A . f RX , V 5 James I. Psrkins Rey L, Reding , v' ' 'ri- 4 f Q, 'W si Q' J xx If N - - lx Lindal E. Pefiigrew 9 'illiem T. Renfrew Thomas E. Richards James C. Roberfs Charles A. Rabi nson. 5- -F T -T .i F' J iq A env 4' ms' f x 1 V- A its ,Q -3 w A I H , cf 4 Q N f --in V I w, xr ,, f . V 's s l 'Isl WK , ' : ' .v7!'!3!'! . ' Don H. Pippin Jack A. Rhoden John E. Richardson N. Weldon Roberts Royce C. Rcchell fi -Q-.Av '. n 5 Q fi' ' ' , lil. 'X F x X l' K7 l l ill xl ll 'll' , . fl 1 l l l ' l l. l I Franl: V. Rorlr William O. Schmalle Clara M, Sledge John H. Sienley, Jr. Fay D. Summerhill fifelb - iflki QV? R . x ll -L KJ. s ' .. 1 f f . . l ' J i lk .11 f. 'l f - C l ll fi Us ,H , - - :ll .w l l 1 ,. 'x 'l Q r . f'X X Nolan L. Rushing Cecilia J. Scholl' Robert K. Sloan H. L. Sfephenson Joe C. Taplay nu 451. .fi V- F ' fd Q 1 .X I L ef A: .Ja 5 wk 3 x -fd' l Freshmen L.. .I t Q ' 31 ,. l Q A N lllllff. - llx l l ' l W f Nj U. n A ' 1.91 - Q' il . Us 2 ll 1 , xl 44 ,g1, i, f y I K- ? r Q 'Iii ' ' '- 'Ax Nl E l,-J ll. I ll Q . ,I X Y N. x xX,...-f- lx .- ,X T' x ,7' Jacl: H. Sanders Marlr M. Sheffield, Jr. Charles A. Smifh Lawrence M. Siory John R. Taylor Gene R. Schade Bob G. Shirey Howard N. Smilh John M. Stroud Charles M, Telehany , 5 .rev-. ' . l , I x I in D I. J v. v. . f-Q Morris D. Shannon William C. Shively Bascom D. Spillar Larry A. Sfroucl Griffifh P. Temple Freshmen X '-wil? ' ,Ft 1 lv l Hr ' MQ?-5 , ff? R. Bradford Thomas Donald J. Vinez 4 Jerry D. Voylas James E. Wallace Jack L. Whiff 4 David R. Tripplehorn l l 1 Billy V. Tucker Reber? L. Underwood. ll Jerry L. Vines Y ..- I Q 4 - l E. . i - -If irq, V 5 3 -' f' ' A s .i V H , -S 1 X .:' And fhen she rubbed my neck like il-:is - Z .,'j., .l'.g 7 'fi Yi W .F .Ali 'ka' Ng-Y x H, Ai Bob J. Wnfson Bruce C. Wiley 1. ff E E.. 1. l l W W' l Qflfif 'l in 1, , l ' 4 l 9- ' A , fi 5 , X ' gtg , ' ' 'ii ' ig, 5 1 i 7 : 'ri I: XX Robsri W, Waller Henry A. Weflmey Jack E. While Billy J. Williams Jolwn F. Williamson Johnny C. Willis , 4 4.1 . , 1'-, -,',. ,- .V -. - ..xf, .,.. M. w 1... W l r I -1Q ,?:, .'f5L. :,4v-' And remember, class. n Richard J. Wifslren K. Velzene Wilson Waller S. Wysong, Ill running in fhe halls. V-, 'Gb 'OT' My-9 A -. f ' I 1 . v, l , , ,N . W 5 f r W .5 , , W qw X X A Alberi W. Wood Donald R. Wood Donald R. Wylie Wha+ are you guys doing in my cellar? l Q bf f t a l '43 'V lk- K 1 px , 1 J! 1- lfb ' G an liz 1 L. . h i JL! IA ' KL I P-J X ' 1 to Ll: Rt? V ,Ll ffm Q 3 9 ' 1.4 . ' , -v. - fm?-'3'l1. . 1 -'Wk'5 'r. rf' 1 5 ' . f' Q x' 'L gj Y f , x . fl Q -1 A. ' ' V- w f ,1 T f WLM. .-1 1 we .. Y ,, '- L e- ' zu.. ., 'xl lal' - ' sk 'f , - N 5 V 'f l 4 , ,' Q . !' 1 - , - ' , , ll V'-1 ' . lf: , - 'fe . if , , fi V . ' - -4 ' i - .uh Q? - ' ' X 4 ,, 2. ,els lll W l WC, l za, 1 ., ' ff f fe -.,...f- ..-- 1, f V' +-P' 1 - o ' .1 A-3' i 8 .xcb , h .gy Q Qggvrvl -, . l l r. xxk - . 4. , L. A k ZJ 'j AV 0' , l- 4 L ,A . ' sq. . Lf ' H 'IIS Directofy .- 'Era I. 4. 'I u ..g K I K A I. al V, 5 1 ...I , T t, N. n 4 1 P f. f-Zi F,-:N EEF' 'nfl 1 .U JOHNSON. Richard B. Director. the Southwestern Graduate School ot Banking. Southern Methodist University. Dallas. Texas. and Director. the Assemblies tor'Bank Directors KING, Richard, Ill Executive Vice President. Corpus Christi State National Bank. Corpus Christi, Texas REPRESENTATIVES OF DALLAS CLEARING HOUSE ASSOCIATION James W. Keay President Republic National Bank Dallas, Texas Oscar C. Lindemann Chairman ot the Board and Chiet Executive Otticer Texas Bank 31 Trust Company Dallas. Texas REPRESENTATIVES OF FORT WORTH CLEARING HOUSE ASSOCIATION Lewis H. Bond President The Fort Worth National Bank Fort Worth. Texas Paul Mason Chairman of the Board and President First National Bank Fort Worth. Texas REPRESENTATIVES OF HOUSTON CLEARING HOUSE ASSOCIATION Robert Stewart. Jr. President Bank ot the Southwest Houston. Texas REPRESENTATIVES OF SAN ANTONIO CLEARING HOUSE ASSOCIATION Richard W. Calvert President National Bank ot Commerce San Antonio. Texas Ed Starr Executive Vice President First National Bank San Antonio. Texas REPRESENTATIVES OF ARKANSAS BANKERS ASSOCIATION H. C. Carvill Executive Manager Arkansas Bankers Association Little Rock. Arkansas AARON. Stuart R. Senior Vice President Houston National Bank Houston. Texas ADAIR. Forrest Assistant Vice President First National Bank Atlanta. Georgia ANDERSON. Carl Agricultural Economist Federal Reserve Bank Dallas. Texas ANDERSON. David P. Vice President Republic National Bank Dallas. Texas ANDERSON. Lee G. Agricultural Representative Greeley National Bank Greeley. Colorado IIB The Foundation Board KNEEBONE. Robert W. Consulting Vice President. Texas Commerce Bank. Houston. Texas KYGER. Murray Chairman ot the Executive Committee. First National Bank ot Fort Worth. Fort Worth. Texas RAY, DeWitt T.. Sr. Republic National Bank Building. Dallas. Texas RICHARDSON. Will Mann Senior Vice President and Trust Officer. Citizens First National Bank. Tyler, Texas STEWART. Robert. Jr. President. Bank ot the Southwest. Houston. Texas Board of Directors Means Wilkinson President Farmers Bank Greenwood. Arkansas Donald W. Stone Vice President Simmons First National Bank Pine Blutt. Arkansas. and President. Arkansas Bankers Association REPRESENTATIVES OF NEW MEXICO BANKERS ASSOCIATION Denton R. Hudgsons Executive Secretary New Mexico Bankers Association Santa Fe. New Mexico Rex E. Reeves Chairman and President Farmers Br Stockmens Bank Clayton. New Mexico Douglas B. Stone President Portales National Bank Portales. New Mexico. and President. New Mexico Bankers Association REPRESENTATIVES OF OKLAHOMA BANKERS ASSOCIATION Joe T, Gilliland Executive Vice President Oklahoma Bankers Association Oklahoma City. Oklahoma H. E. Rainbolt President and Chairman Federal National Bank 8: Trust Company Shawnee. Oklahoma Frank G. Kliewer. Jr. Chairman and President Cordell National Bank Cordell. Oklahoma. and President. Oklahoma Bankers Association REPRESENTATIVES OF TEXAS BANKERS ASSOCIATION Sam O. Kimberlin. Jr. Executive Vice President Texas Bankers Association Austin. Texas F, Max Schuette President Southern National Bank Houston. Texas Oscar C. Lindemann Chairman of the Board and Chief Executive Otticer Texas Bank Bi Trust Company Dallas. Texas. and President Texas Bankers Association REPRESENTATIVES OF SWGSB ALUMNI Joe T. Seibold Vice President First National Bank Arlington. Texas First Vice President - Class IX James L. Bradshaw Senior Vice President and Trust Otticer Collin County National Bank McKinney. Texas President - Class X Donald Wills Vice President City National Bank Wichita Falls. Texas President - Class XI REPRESENTATIVES OF THE SOUTHWESTERN GRADUATE SCHOOL OF BANKING Richard B. Johnson Director ot The Southwestern Graduate School ot Banking and The Assemblies tor Bank Directors Chairman. Institute of Financial Administration Southern Methodist University Dallas. Texas Murray Kyger Chairman ot the Executive Committee First National Bank 1971 Faculty APPLEMAN, Gordon Attorney at Law Fort Worth. Texas ARCHER. Eric Staff Coordinator SWGSB Dallas. Texas AVERITT. David T. Vice President First National Bank Fort Worth. Texas BAKER. Lovett President Capital National Bank Houston. Texas BEALL. Charles C.. Jr. Senior Vice President Texas Commerce Bank Houston. Texas BENGTSON. Harry L.. Jr. Senior Vice President Austin National Bank Austin. Texas BLANCHARD. Arthur Attorney at Law Gardene. Porter and Dehay Dallas. Texas BOWER. Leonard Economist Federal Reserve Bank Dallas. Texas BOWMAN. Charles R. Partner Peat, Marwick. Mitchell Er Co. Chicago. Illinois BRADSHAW. Jack Assistant to the ASC State Committee U.S. Dept. ot Agriculture College Station, Texas BRENNAN. Francis J. VINSON. B. Finley Chairman ot the Board. First National Bank, Little Rock. Arkansas YOUNG. Sam D.. Jr. President. El Paso National Bank. El Paso. Texas Fort Worth, Texas. and Dean for Bankers Leonard W. Huck Senior Vice President and Manager. Trust Division Valley National Bank Phoenix. Arizona Chairman of the Freshman Year Charles F. Haywood Dean. College ot Business Hr Economics University of Kentucky Lexington. Kentucky Chairman ot the Senior Year Oren H. Kite Chairman of Loan Policy Committee. Retired Republic National Bank Dallas, Texas. and Chairman ot the Credit Program Southwestern Graduate School ot Banking Southern Methodist University Dallas. Texas John Barry Hubbard Senior Vice President and Trust Otticer Fort Worth National Bank Fort Worth. Texas Chairman ot the Trust Program B. Finley Vinson Chairman ot the Board First National Bank Little Rock. Arkansas Co-Chairman of Senior Management Case Bookman Peters President The City National Bank Bryan. Texas Co-Chairman ot Senior Management Case and Intermediate Year REPRESENTATIVE OF SOUTHERN METHODIST UNIVERSITY C. Jackson Grayson Dean School ot Business Southern Methodist University Dallas, Texas Vice President Texas Bank Si Trust Company Dallas. Texas BRIEN. Richard Associate Dean College ot Business Administration University ot Houston Houston. Texas BROOKS. Fred T. President Merchants State Bank Dallas. Texas BROOKS. Peter G. President Western National Bank Houston. Texas BUCK. Clyde Corporate Finance Department Rotan. Mosle-Dallas Union, Inc. Houston. Texas BUL. A. Alex President Henry S. Miller Management Corp. Dallas. Texas BURD. Richard Vice President and Trust Officer Beverly Hills National Bank Beverly Hills. California BURFORD. Sam P., Jr. Attorney at Law Rain. Harrell. Emery. Young Br Doke Dallas. Texas BURTON. John C. Professor of Accounting Xi Finance Columbia University New York. New York BUTZ, Karl T.. Jr. Executive Vice President First National Bank Fort Worth. Texas BYRD. James A. Senior Vice President and Economist First National Bank Dallas. Texas CAMP. Thomas E.. lll Senior Vice President Bu Trust Officer Barnett Bank of Jacksonville. N.A. Jacksonville. Florida CARNEY. Hugh University Collage Southern Methodist University Dallas. Texas CARPENTER. Gordon R. Vice President and Trust Officer First National Bank Dallas. Texas CARROLL. D. Eugene Trust Officer Fort Worth National Bank Fort Worth. Texas CARVILL. H. C. Bo Executive Manager Arkansas Bankers Association Little Rock. Arkansas CLARK. T. Don Vice President Bank of the Southwest Houston. Texas CLAYTON. John B.. lll Senior Vice President First National Bank Dallas. Texas COATS, Glenn B. Vice President and investment Officer Louisiana National Bank Baton Rouge. Louisiana COCHRAN. George C.. lil Assistant Vice President Federal Reserve Bank Dalles, Texas COLDWELL. David F. Professor of English and Comparative Literature Southern Methodist University Dallas. Texas COLDWELL. Philip President Federal Reserve Bank Dallas. Texas COLEMAN. Dean P. Vice President Northern Trust Company Chicago, lllinois COMER. C. Kent Assistant Vice President National Bank of Commerce Dallas. Texas CROFT. Thomas G. Senior Vice President Republic National Bank Dallas. Texas CURRAN, John F. Senior Vice President First National Bank Dallas. Texas DANFORTH. Louis F.. Jr. Senior Vice President and Economist Liberty National Bank 8 Trust Co. Oklahoma City. Oklahoma DAVENPORT. Leslie L. Vice President United California Bank Los Angeles. California DAVIS, Robert S. Chairman. Trust Thesis and Extension Committee SWGSB Dallas. Texas DEES, Charles W. Senior Vice President Mercantile National Bank Dalles. Texas deKlEFFER. Eugene Vice President and Trust Officer Exchange Bank 8 Trust Company Dallas. Texas DOMAN. Michael Regional Administrator of National Banks Eleventh National Bank Region Dallas. Texas DOMINICK. John Chair of Banking and Associate Professor of Finance University of Arkansas Fayetteville. Arkansas DONOHOE, James A. Attorney at Law Gardere. Porter Xi Dehay Dallas. Texas DOUGLAS. John Professor of Business Administration University of Kentucky Lexington. Kentucky EDWARDS. Gordon Administrative Staff Raymond D. Nasher Company Dallas. Texas EGGERS. Kenneth H. Vice President St. Louis Union Trust Company St. Louis. Missouri FIEDOREK. E. C. Vice President Republic National Bank Dallas. Texas FINCH, Lindley Vice President Continental Illinois National Bank Si Trust Company Chicago. Illinois FINNEY. O. J. Real Estate Office Southwestern Life Insurance Co. Dallas. Texas FLlNN. Lewis B.. Jr. Vice President and Treasurer United Virginia Bankshares. Inc. Richmond. Virginia FORRESTAL. Daniel J., III Trust Officer First National Bank Dallas, Texas FULLER. Robert O. Vice President First National Bank Dallas. Texas GARDNER. James B. Senior Vice President Mercantile National Bank Dallas. Texas GARRETT, Donald W. President Frost National Bank Sen Antonio. Texas GASKELL, James. Jr. Executive Vice President First National Bank Montgomery. Alabama GAUTHIER. Leon J. Assistant Vice President South Oak Cliff Bank Dallas. Texas GENTRY. Hubert Attorney at Law Fulbright. Crocker Xi Jaworski Houston. Texas GILL, Sam L. Vice President First National Bank Fort Worth. Texas GLICKMAN. David G. Attorney at Law Jenkens. Spradley 81 Gilchrist Dallas. Texas GLOVER. William D. Vice President First National Bank Little Rock. Arkansas GRANT, Joseph M. Vice President and Economist Texas Commerce Bank Houston. Texas GRAVES. J. W. Vice President Mercantile National Bank Dallas. Texas GREEN, Ralph T. Vice President Federal Reserve Bank Dallas. Texas GRIGGS. Larry Dale Vice President First National Bank Fort Worth, Texas HALL. James S. Executive Vice President Worthen Bank 8: Trust Company Little Rock. Arkansas HARTMANN. Roy D. Senior Vice President Security Pacific National Bank Los Angeles. California HATFIELD. W. C. Senior Vice President and Trust Officer Republic National Bank Dallas. Texas HAYWOOD. Charles F. Dean College of Business and Economics University of Kentucky Lexington. Kentucky HOPKIN. John A. Professor of Agricultural Finance Dept. of Agricultural Economics Texas ABM University College Station. Texas HOWARD. Travis G. Vice President Texas Commerce Bank Houston. Texas HUBBARD. John Barry Senior Vice President and Trust Officer Fort Worth National Bank Fort Worth, Texas HUCK. Leonard W. Senior Vice President and Manager. Trust Division Valley National Bank Phoenix. Arizona HUNT. Lacy H.. ll Financial Economist Federal Reserve Bank Dallas. Texas HUNTER. Kermit Dean School of Fine Arts Southern Methodist University Dallas. Texas JACKSON, Donald Associate Professor of Finance School of Business Southern Methodist University Dallas. Texas JEFFREY. Robert M. Controller and Vice President Neiman Marcus Dallas. Texas JOHNSON. Richard B. Director SWGSB Dallas. Texas JOHNSON. Walter President First National Bank Abilene. Texas JONES. Forrest Senior Vice President Fidelity Bank. N.A. Oklahoma City. Oklahoma KANALY. E. Deane Vice Chairman of the Board River Oaks Bank Bi Trust Co. Houston. Texas KEELAND, Claude B.. Jr. Chairman and President South Oak Cliff Bank Dallas. Texas KELLY. William H. Director of Research Federal Reserve Bank Dallas. Texas KENDALL. P. Carter Vice President Bank ofthe Southwest Houston. Texas KENNEDY. Fred General Investment Manager Prudential insurance Company Houston. Texas KITE. Oren H. Chairman Credit Section SWGSB Dallas, Texas KNOERZER, John S. Vice President Oak Cliff Bank Bi Trust Co. Dallas. Texas KORSCHOT. Ben C. Vice President St. Louis Union Trust Co. St. Louis. Missouri KYGER, Murray Chairman of the Executive Committee First National Bank Fort Worth. Texas LANEY. James J. Attorney at Law Locke. Purnell. Boren, Laney Br Neely Dalles, Texas LARKIN. Kenneth V. Senior Vice President Bank of America San Francisco. California LARSON. Lennart V. Professor of Law Southern Methodist University Dallas, Texas LEE. William C. Vice President First National Bank Dallas. Texas LEYENDECKER, Claude E. President Mimbres Valley Bank Deming, New Mexico LITTLEJOHN. Bob A. Vice President First National Bank Dallas. Texas LOGAN. George A. Vice President First National Bank Waco. Texas LUCAS. B. W. Vice President Fort Worth National Bank Fort Worth. Texas MCCARTHY, Charles E. Vice President Bank of America San Francisco. California McCLELLAND, Edward L. Financial Economist Federal Reserve Bank Dallas. Texas MCGRATH. J. B.. Jr. Professor of Speech Dept. of Broadcast'Film Arts Southern Methodist University Dallas. Texas MCILYAR. Kent. Jr. Senior Vice President First National Bank Dallas. Texas MCKENNEY. W. Gibbs Attorney at Law Baltimore. Maryland MANDERBACH, Richard Vice President Bank of America Los Angeles. California MASON. Barry J. Senior Vice President 9 Republic National Bank Dallas. Texas MATTHEWS. Thomas K. Vice President Republic National Bank Dallas, Texas MENNIS. Edmund A. Senior Vice President and Chairman. Trust Investment Committee Republic National Bank Dallas. Texas MESSERSMITH. Lloyd L. Professor Emeritus Men's Physical Education Southern Methodist University Dallas. Texas MlLLER. Dean E. Deputy Comptroller for Trusts Office of the Administrator of National Bank! Washington. D. C. MILLER. Freddie R. Senior Vice President Austin National Bank Austin, Texas MONTGOMERY. J. Howard Vice President and Trust Officer First National Bank Dallas. Texas NASH. Jess E. Vice President National Bank of Tulsa Tulsa. Oklahoma NASHER. Raymond D. President Raymond D. Nasher Co. Dallas. Texas ONCKEN. Eugene F. Vice President and Comptroller First City National Bank Houston, Texas OVERBY. William H., Jr. Vice President First National Bank Little Rock, Arkansas PACE. Eddie B. Vice President First National Bank Dallas, Texas PARISE, R. Patrick Regional Counsel Eleventh National Bank Region Dallas. Texas PATTON. Harley N.. Jr. Senior Vice President Central Bank Bi Trust Company Denver. Colorado PELLETIER. George A. Professor of Law Southern Methodist University Dallas. Texas PETERS. Bcokman President City National Bank Bryan. Texas PETERSON. Donald R. Marketing Officer Continental Illinois National Bank Bi Trust Company Chicago. Illinois PETTY. Bruce Vice President and Trust Officer Fort Worth National Bank Fort Worth. Texas PHILIPSON. Herman L.. Jr. President and Director Recognition Equipment. lnc. Dallas, Texas PITSCHMANN. Carl W., Jr. Trust Officer Bank of the Southwest Houston. Texas POPE, William F. BAKER. Alton Professor of Management Southern Methodist University Dallas, Texas 120 Vice President and Personnel Director Texas Bank Br Trust Company Dallas. Texas POYNER. Herbert F.. Jr. Vice President Bank of the Southwest Houston. Texas PRESLEY, W. Dewey President First National Bank Dallas. Texas PULLEY. Ray J. Senior Vice President Republic National Bank Dallas. Texas RABB. Clarence E. Petroleum Engineer First National Bank Dallas. Texas RAIN. Talbot Attorney at Law Rain, Harrell. Emery. Young Zi Doke Dallas. Texas REED. Ceren Vice President Continental lllinois National Bank Xi Trust Company Chicago. Illinois RICE, William R. President First American National Bank North Little Rock, Arkansas RICHARDSON. Will Mann Senior Vice President and Trust Officer Citizens First National Bank Tyler. Texas ROACH. John L. Attorney at Law Roach and Robertson Dallas, Texas ROBINSON. Harry E.. Jr. Assistant Vice President Federal Reserve Bank Dallas. Texas ROBlNSON. Howard O. Vice President First National Bank Dallas. Texas RUDE. Chester A. Vice Chairman of the Board. Retired Security Pacific National Bank Los Angeles. California RUST. Beverly Chairman of the Trust Committee Frost National Bank San Antonio. Texas SARTAIN. Aaron O. Professor of Industrial Relations and Psychology Southern Methodist University Dallas. Texas SATTEN. Mortimer Vice President United California Bank Los Angeles. California SCHARLACH. Arthur B. Vice President and Trust Officer Fort Worth National Bank Fort Worth. Texas SCHAUFELE, Louis J. Controller Worthen Bank Bi Trust Company Little Rock, Arkansas SEAGER. Scott E. Professor of Finance School of Business Administration Southern Methodist University Dallas. Texas SEAL. Robert H. Executive Vice President Groos National Bank San Antonio. Texas SELF. Allen Professor of Management School of Business Texas Christian University Fort Worth. Texas SHELTON. J. Howard Senior Vice President First National Bank Fort Worth, Texas SHELTON. Travis L. Professor of Music Education Southern Methodist University Dallas. Texas SIBBALD. John Management Consultant Booz. Allen 81 Hamilton New York. New York SMITH. Armistead Vice President First National Bank Memphis. Tennessee SMITH. Arthur Senior Vice President. Retired First National Bank Dallas. Texas SMITH. James Senior Vice President Security Pacific National Bank Los Angeles. California SMITH. A. Maceo Assistant Regional Administrato r Region Vl. U.S. Dept. of Housing and Urban Development Fort Worth. Texas SMITH. Morrison F. Vice President Republic National Bank Dallas. Texas SNODGRASS. Alan C. Senior Vice President First National Bank Fort Worth, Texas SPARKMAN. John Chairman Committee on Bankin Housing and Urban Q- Affairs United States Senate Washington. D. C. SPENCER, A. C. President Huntsville National Bank Huntsville. Texas SPIVEY. C. R., Jr. Senior Vice President Birmingham Trust National Bank Birmingham, Alabama STEWART. Homer L.. Jr. Senior Vice President Republic National Bank Dallas. Texas STEWART. Wayne President First National Bank Alamogordo. New Mexico STOCKBRIDGE. Franklin Executive Vice President Security Pacific National Bank Los Angeles. California STUART. John Senior Vice President Republic National Bank Dallas. Texas TERRY, Ronald A. Executive Vice President First National Bank Memphis. Tennessee THOMPSON, Quinton Regional Director Dallas Regional Office Federal Deposit lnsurance Corp Dalles. Texas oration 1971 Thesis Advisors BAKER. James V. Assistant Professor of Finance BLOCK. Stanley Assistant Professor of Finance Ung.,,,,ifY of Qgiahoma M. J. Neelay School of Business Norman. Oklahoma Texas Christian University TIMM. Tyrus R. Head. Department of Agricultural Economics and Sociology Texas A Hr M University College Station. Texas TOWER. Marcus R. Vice Chairman of the Board National Bank of Tulsa Tulsa. Oklahoma TRAVIS. James C. Senior Vice President and Comptroller National Bank of Tulsa Tulsa. Oklahoma TRICE. Ben Senior Vice President First National Bank Fort Worth. Texas TYCHER. Martin Tycher Properties Construction Dallas. Texas TYSON. H. Michael Vice President Texas Commerce Bank Houston, Texas VANCE. T. J. Assistant Vice President Fort Worth National Bank Fort Worth. Texas VINSON. B. Finley Chairman ofthe Board First National Bank Little Rock, Arkansas WAGGONER. Dick Vice President and Trust Officer City National Bank Wichita Falls. Texas WALKER. John R. Vice President Fort Worth National Bank Fort Worth. Texas WELLS. Max W. Senior Vice President Lakewood Bank E Trust Company Dallas, Texas WEST. Marvin L. President First Hutchings-Sealy National Bank Galveston. Texas WIGGINS, Norman A. President Campbell College Buie's Creek, North Caroline WlLLlAMS. Hugh Vice President and Personnel Director First National Bank Dallas, Texas WILLIAMS. Lee Regional Director Dallas Region ofthe Equal Employment Opportunity Commission Dallas. Texas WOOD. Dick P. Attorney at Law Dallas. Texas WORTHAM, John L. Professor of Economics Texas Christian University Fort Worth, Texas WRIGHT. John President Trinity National Bank Dallas, Texas YANCEY. James W., Jr. Vice President and General Counsel Texas Manufacturers Association Houston, Texas ZORN, Eugene C.. Jr. Senior Vice President and Economist Republic National Bank Dalles. Texas Fort Worth. Texas BOLES. Walter Professor of Economics and lndustrial Relations Southern Methodist University Dallas. Texas BROCK, Horace R. Chairman. Accounting Division North Texas State University Danton. Texas BYRD. James A. Senior Vice President and Economist First National Bank Dallas. Texas CANTWELL. Donald W. Assistant Professor of Business Law and Management University of Texas at Arlington Arlington. Texas CARNEY. Hugh Instructor University College Southern Methodist University Dallas. Texas CARNEY. Marna K. Associate Professor Department of Economics University of Texas at Arlington Arlington. Texas COLDWELL. David Professor of English Southern Methodist University Dallas. Texas COLEMAN. Dean P. Vice President Northern Trust Company Chicago. Illinois COPELAND. Ben R. Professor of Business Administration School of Business Administration North Texas State University Denton, Texas CORDELL. James C. Vice President Continental lllinois National Bank Chicago. Illinois DAVlDS. Lewis E. Hill Professor of Bank Management Department of Finance University of Missouri Columbia. Missouri DAVIS. Robert S. Vice President and Trust Officer. Retired Republic National Bank Dallas. Texas DEMETRUK. Jack Vice President First National Bank Fort Worth. Texas DOMlNlCK. John ALFORD, Robert G. Vice President First National Bank Breckenridge. Texas ALLEN. Ethan S.. Jr. Trust Officer and Assistant Vice President Fort Worth National Bank Fort Worth. Texas ALLEN. Fred N. Assistant Vice President Corpus Christi State National Corpus Christi. Texas ANDERSON. Rushel T. Jr. Bank Accountant Britton Bi Koontz First National Natchez. Mississippi BARNWELL. Marvin M. Vice President League City State Bank League City. Texas BASHAM. Doye R. Assistant Cashier First National Bank Fort Smith. Arkansas BENSON. John G. Vice President and Loan Officer Garland Bank Br Trust Co. Garland, Texas Chair of Banking Collage of Business Administration University of Arkansas Fayetteville. Arkansas DRAIN, Leo Vice President Republic National Bank Dallas, Texas FIELDER, Richard Fielder Br Fielder Attorneys at Law Lockhart. Texas GIESE. William Professor of Accounting North Texas State University Denton. Texas HARLOFF. Robert Academic Advisor of University College Southern Methodist University Dallas. Texas HART. Richard Vice President and Trust Officer First National Bank Dallas. Texas HELM. H. M. Assistant Professor of Finance Department of Business Administration University of Texas at Arlington Arlington. Texas HlLL. Ernest C. Assistant Professor of Finance Financial Administration Institute Southern Methodist University Dallas. Texas JACKSON, Donald F. Associate Professor of Finance School of Business Southern Methodist University Dallas, Texas KERR. Ben J.. Jr. Vice President and Trust Officer Mercantile National Bank Dallas. Texas KINDEL. Thomas l. Assistant Professor of Marketing School of Business Administration University of Texas at Arlington Arlington. Texas KIRKBRIDE. John E. Vice President Brookside State Bank Tulsa. Oklahoma KORSCHOT. Benjamin C. Vice President St. Louis Union Trust Company St. Louis. Missouri LANTSBERGER. John P. Vice President and Manager Bank of America, N.T. Br S.A, Fresno Agri-Center Branch Fresno. California LIS. Anthony S. Professor of Business Communication University of Oklahoma Norman. Oklahoma MATTHEWS. Thomas K.. ll Vice President Republic National Bank Dallas. Texas McALlSTER. Ray Associate Professor of Marketing North Texas State University Denton. Texas MCCREA. Joan M. Associate Professor of Economics University of Texas at Arlington Arlington, Texas MCGUFFEY. George T. Vice President Republic National Bank Dallas. Texas MCLESKEY. Gilbert T. Vice President and Senior Trust Officer Texas Bank Br Trust Company Dallas. Texas MCREYNOLDS. Jean Waco. Texas MEADOR. Rowe M. Professor of Business Administration North Texas State University Denton. Texas MOORE. William D. Director. Continuing Education University of Texas at Arlington Arlington. Texas PERKINS. John E.. Jr. Professor of Economics Department of Economics Texas Christian University Fort Worth. Texas PESCHKE. Jerome M. Professor in Finance Associate Dean. Calla e of Tachnolo 9 QY University of Houston Houston. Texas PINNEY. W. E. Assistant Professor University of Texas at Arlington Arlington. Texas REAGAN. Sydney C. institute of Urban Studies Southern Methodist Universit- Class XII BETETA. Lic. Armando Federico Assistant Heed of Credit Dept. Nacional Fianaciera. S. A. Mexico l. DF BOEKER. Travis W. Assistant Vice President First National Bank Brenham. Texas BOERSMA. Phillip H. Second Vice President The Northern Trust Company Chicago. Illinois BRIGHTBILL. Lorenzo. Ill Assistant Cashier Fort Worth National Bank Fort Worth. Texas BROCK. James H. Vice President Capital National Bank Houston. Texas BROOKS. Lea Vice President Oak Forest Bank Houston. Texas BROOKSHIRE. Robert L. Executive Vice President First National Bank Br Trust Co. Ponca City. Oklahoma BROWN. Hollis E. Loan Representative First National Bank Tucson. Arizona BROWNING. William E. Vice President Yoakum National Yoakum. Texas BRYAN. Oscar A.. Jr. Manager. Cash Department Federal Reserve Bank Branch Houston. Texas BURGEN. Gene L. Controller United States National Bank Omaha. Nebraska BURKETT. Wesley L. Assistant Vice President First State Bank Springdale, Arkansas CARDNER. Richard Shaw Assistant Trust Officer Fannin Bank Houston, Texas CARTER. Cecil C., Jr. President American State Bank Killeen, Texas Dallas. Texas RUST. Beverly Chairman of the Trust Committee Frost National Bank San Antonio. Texas SARTAIN. A. O. Professor. Business Administration Southern Methodist University Dallas. Texas SHERWOOD. James E. President Bay City Bank Br Trust Bay City. Texas STALLINGS. Harold O. Vice President First National Bank Fort Worth, Texas THAXTON. Emmett Assistant Vice President Federal Reserve Bank Dallas. Texas WADE. Charles E. Associate Professor of Finance Texas Tech University Lubbock, Texas WAITS. C. Richard Department of Economics Texas Christian University Fort Worth. Texas WALKER. Burley. Jr. Assistant Professor of Management and Economics University of Texas et Arlington Arlington. Texas WATT. Clifford B. Mortgage Loan Department Lubbock National Bank Lubbock. Texas WHITSETT. James Professor ot Finance Texas Christian University Fort Worth. Texas WILKINS. Henry H. Vice President Union Bank Los Angeles. California WlLLlS. William L. Assistant Vice President First National Bank Memphis. Tennessee WINBORN, M. K. Vice President and Trust Officer Republic National Bank Dallas. Texas CARTER. Kelly M. Assistant Vice President and Branch Manager First National Bank Memphis. Tennessee CEDERGREN, Robert E. Assistant Vice President Security Pacific National Bank Los Angeles. California CHAPPELL. Benjamin R. Officer - Commercial Loan Dept. First National Bank Memphis. Tennessee CHEATUM. Allan J. Vice President Parkdale State Bank Corpus Christi. Texas CHOATE. Bernis Milton Assistant Credit Manager Houston National Bank Houston. Texas CLAlN. Louis K. Vice President Colorado National Bank Denver. Colorado CLARK. George L. Vice President First National Bank Waco. Texas 121 CLARKE. Peter S. Assistant Vice President Texas Commerce Bank. N. A. Houston. Texas COLLINS. Bruce L., Jr. Assistant Cashier Corpus Christi State National Bank Corpus Christi. Texas COSTELLO. Patrick J. Assistant Cashier Mercantile National Bank Dallas. Texas COX. Joe Bruce Trust Officer and Vice President Farmers Xi Merchants Bank Br Trust Tulsa. Oklahoma CRETSINGER. Duane B. Vice President Bank ot Commerce Fort Worth. Texas CROCKER. Lem Assistant Vice President Corpus Christi State National Bank Corpus Christi. Texas CROW. E. Donald Assistant Vice President and Auditor First Security Bank Searcy. Arkansas CUPPLES. Richard A. Vice President and Auditor First National Bank Little Rock. Arkansas DAVIS, Joseph B. Installment Credit Otficer First National Bank Winter Park. Florida DEAKINS. James F. Vice President Citizens First National Bank Tyler, Texas DEEN, Dudley H. Assistant Vice President First National Bank Fort Worth. Texas DILLIN. R. George. Jr. Market Research Officer United Banks ot Colorado, Inc. Denver. Colorado DOMINGOS. Mrs. Virginia E. Assistant Cashier National Bank of Tulsa Tulsa, Oklahoma DONNELL. James A. Vice President Oak Cliff Bank Br Trust Co. Dallas. Texas DONNELLY. George C. Assistant Vice President Bank of America. N.T. and S.A. Oakland. California EATHERLY. James R. Executive Vice President The Security Bank Ponca City. Oklahoma ELFEN, Robert W. Assistant Vice President Toronto Dominion Bank lCalit'ornial San Francisco. California ELLARD. Alfred T. Assistant Vice President First National Bank Memphis. Tennessee ELLIOTI, Roy D. Assistant Vice President Bank of America. N.T. Br S.A. Oakland. California ETHERIDGE, Jack K. Vice President Merchants State Bank Dallas. Texas FAISON, James L. Head. Dept. ot Business Adm. Campbell College Buie's Creek. North Carolina FARMER. David William Assistant Vice President and Personnel Director Fort Worth National Bank Fort Worth. Texas FERGUSON. John K. Vice President 'I22 Grand Avenue Bank 81 Trust Dallas. Texas FITZGERALD. Eweli A. Executive Vice President Farmers 8: Merchants Bank Xi Trust Co. Tulsa. Oklahoma FLATT. W. Pierce Trust Officer and Assistant Vice President First National Bank Dothan, Alabama FOGLE. Elbert W. President Lakewood Bank Br Trust Dallas, Texas FOWLER. Thomas Denton Assistant Vice President First National Bank Memphis. Tennessee FRANCIS, Elmer E. Cashier and Vice President American Bank of Commerce Grapevine, Texas FRANCIS. Joseph Lee Assistant Vice President Citizens State Bank Nevada. Missouri FRANDSEN, David Martin Assistant Vice President Union Bank Santa Monica. California FRAZIER. James Wayne Assistant Cashier Mercantile National Bank Dallas. Texas FRONTERHOUSE. Gerald W. Vice President Republic National Bank Dallas. Texas GAINES. Richard Allen Vice President First National Bank Byers. Texas GAY. Thomas Arthur Vice President The Lake Jackson Bank Lake Jackson. Texas GIBSON. George Truett. Jr. Vice President A Mercantile National Bank Kingsville. Texas GILBERT. David Smith Vice President First National Bank Fort Worth. Texas GILBERT. Robert G. Vice President Commercial National Bank Shreveport. Louisiana GILLETTE. Ralph Deering Vice President The Pecos County State Bank Fort Stockton. Texas GOFORTH. James H. Vice President and Trust Officer Security Bank 3: Trust Alamogordo. New Mexico GORNATTI. Albert J. Assistant Cashier Worthen Bank ll. Trust Co. Little Rock. Arkansas GOWAN. Granville, L. Assistant Vice President and Manager National Bank of Commerce. Hollywood Br. Me mphis. Tennessee GRAMATGES. Daniel Alberto Assistant Vice President Texas Commerce Bank Houston. Texas GRANT. H. Dane President First Bank Houston. Texas GRlFFlTH. John D. Assistant Vice President Security Pacific National Bank Los Angeles. California GUSTAFSON. William A. Branch Manager Bank of America, N.T. 8: S.A. San Diego. California HAGOOD. Charles A. Senior Vice President Union National Bank Little Rock. Arkansas HALL. William E. Vice President Pittsburg National Bank Pittsburg. Texas HARRIS. James Earl Assistant Vice President Mcllroy Bank Fayetteville. Arkansas HARRISON. Robert Alan Vice President Northeast National Bank Fort Worth. Texas HARTWIG, Charles A.. Jr. Vice President Liberty National Bank 81 Trust Co. Oklahoma City. Oklahoma HERRING. Fred D. Vice President First City National Bank Houston. Texas HILLERY. Robert L. Assistant Vice President First-Wichita National Bank Wichita Falls. Texas HITT. David G. Trust Otticer and Assistant Vice P Republic National Bank Dallas. Texas HOLMES. Jerry L. Vice President Republic National Bank Dallas. Texas HUEBOTTER. Richard C. Vice President Security Pacific National Bank Los Angeles. California HUNT. Charles M. Assistant Trust Officer First National Bank Dallas. Texas TNGRAM. Stanley C. Vice President First National Bank Dallas. Texas IRWIN, Howard Trust Otticer and Vice President First National Bank Hobbs. New Mexico JARRARD, F. A., Jr. Assistant Vice President Bank of the Southwest. N. A. Houston. Texas JOHNSON. Milam S., Jr. Vice President Capital National Bank Austin. Texas JONES. John W. Vice President and Assistant Trust Commercial National Bank Brady. Texas JOYCE. Jack R. Assistant Trust Officer City National Bank 8: Trust Co. Rockford. Illinois KELLEY. Gordon Terry Vice President American National Bank Beaumont. Texas KIME, Paul T. Vice President Bank of the Southwest Houston. Texas KING. Bobby Glen Vice President First National Bank Seymour. Texas KING. Charles F. Assistant Trust Officer First Security National Bank Beaumont. Texas KOLB. William Jerry Vice President First National Bank Houston. Texas LEMKE, Karl E. Vice President and Trust Otticer First Bank Br Trust Lutkin. Texas resident Officer LONSINGER. Robert L. Assistant Vice President Security Pacific National Bank Van Nuys, California LUCIDO. Jerome Assistant Cashier Bank of America. N.T. 8: S.A. Monterey, California LUND. Theron C. Assistant Vice President Hamilton National Bank Knoxville. Tennessee LUNDY, Herbert H. Vice President The Marshall National Bank Marshall. Texas MCCALMONT. James Ralph President City National Bank Fort Worth. Texas McCLELLAN. Joe D.. ll Vice President and Agriculture Representative First National Bank Chillicothe. Texas McCOY. Mrs. Rita Mills Vice President and Director The Peoples State Bank Marshall. Texas MCGOWEN. Maurice L. Assistant Vice President First City National Bank Houston, Texas McNEW. Hosea S.. Jr. Assistant Trust Ofticer Ouachita National Bank Monroe. Louisiana MANNING, James Lester Assistant Vice President First National Bank Garland, Texas MASON. Joe V. Vice President First American National Bank N. Little Rock, Arkansas MAY, B. Keith Vice President Fidelity Bank Oklahoma City. Oklahoma MEDLINGER. Robert E. Vice President First-Wichita National Bank Wichita Falls. Texas MILLER. Eugene Pierce Vice President San Angelo National Bank San Angelo. Texas MOAD. Charles W. Assistant Cashier First State Bank Z: Trust Co. Guthrie. Oklahoma MORRIS. William Philip Assistant Treasurer The Chase Manhattan Bank New York. New York MORRISON. Lucian L.. Jr. Sr. Vice President and Trust Ofticer Corpus Christi Bank Bt Trust Corpus Christi. Texas MOUGEY. Richard B. Vice President and Trust Otticer Houston Citizens Bank 8: Trust Houston. Texas MULLINAX. George L. Vice President Valley National Bank Tucson. Arizona MUNROE. Clark Cameron Senior Vice President City National Bank Bryan. Texas MURRAY. Harold L. Vice President and Director First National Bank 8: Trust Co. Chickasha. Oklahoma MUSOLINO. Joseph Richard Vice President Republic National Bank Dallas, Texas NEIHART. James Everett Vice President The Arizona Bank Phoenix. Arizona NEUHAUS, R. Sells Trust Officer Bank of the Southwest. N. A. Houston, Texas NEWMAN. Tolbert Norris Assistant Vice President First Freeport National Bank Freeport. Texas NORRlS. William Wayne Assistant Vice President Exchange Bank Be Trust Company Dallas. Texas O'FARRELL. Lynwood D. President and Trust Officer First National Bank ot Eastern Ark. Forrest City. Arkansas OHRUM. Dwight B.. Jr. Banking Officer Republic National Bank Dallas. Texas OTT. William Charles Assistantt Vice President The Atlantic National Bank Jacksonville, Florida PARRIS. Joe. Jr. Assistant Vice President Sulphur Springs State Bank Sulphur Springs. Texas PARTAIN. Robert A. Executive Vice President The City State Bank Palacios, Texas PEPPLER. Mrs. Mary L. Assistant Vice President First National Bank Albuquerque. New Mexico PITTMAN. Lawrence Aubrey Vice President Frost National Bank San Antonio. Texas PRATHER. Phil D., lll Assistant Vice President First Bank of Commerce Columbia. Missouri PRICE, Richard Ernest Branch Manager Security Pacific National Bank Upland. California RKIHARDSON, William M., Jr. ADAIR. Barker E. Assistant Cashier First National Bank Fayetteville. Arkansas ALLEN. Billy W. Vice President Hillcrest State Bank -Dallas. Texas ANDERSON, Michael T. Manager Bank of America Pacifica. California ANDREWS. William A. Commercial Loan Officer Union National Bank Wichita, Kansas ARCOLIO, Joseph J. Vice President Bank of America Long Beach, California AVANCE. William lssacc Assistant Vice President The Texarkana National Bank Texarkana. Texas AVINGER. Andrew G.. Jr. Assistant Vice President Republic National Bank Dallas. Texas AXFORD. John W. Assistant Cashier Pioneer Bank 3: Trust Company Shreveport. Louisiana BABER, James P. Assistant Cashier and Manager First National Bank. Western Branch Montgomery, Alabama ROGERS. Nelson V. Assistant Vice President First National Bank Bartlesville. Oklahoma RORK. Robert Terry Vice President and Commercial Lending Officer Republic National Bank Dallas. Texas RUTH, Duane Kenneth President Central National Bank Sterling. Illinois RUTLAND. Gerald S. Vice President Central National Bank Houston. Texas SCHOF. Albert Branch Manager National American Bank New Orleans. Louisiana SCHULTZE, James A. Assistant Trust Officer and Asst. Secretary St. Louis Union Trust Company St. Louis, Missouri SCHOMBURG. Wayne W. Vice President Citizens State Bank Sealy. Texas SCHUCHART. Jerome Wayne Assistant Cashier The Groos National Bank San Antonio. Texas SHOUP. Billy J. Assistant Vice President Citizens Bank i Carlisle, Arkansas SIMANK. Wilbur L. Vice President and Assistant Trust Officer First National Bank Zi Trust Co. Stillwater, Oklahoma SINGLETON. James W.. Ill Assistant Vice President Bank of Services 8: Trusts Dallas. Texas SMjTH. Carl Bradley Trust Officer and Vice President Birmingham Trust National Bank Birmingham. Alabama SORRELLS. Don Dale Cashier Seagoville State Bank Seagoville. Texas SPIES, R. Richard. Jr. Assistant Vice President Mercantile National Bank Dallas, Texas STEADMAN. Donald C. Assistant Vice President and Trust Officer Republic National Bank Dallas. Texas STEGALL. Harvey A. Cashier The First National Bank Blytheville, Arkansas STEVENS. Tommie G. Cashier and Vice President The Citizens National Bank Lubbock. Texas STICKLER. Kent D. General Sales Manager lllinois National Bank Springfield. Illinois STOKES. Ronald L. Vice President and Assistant Trust Officer City National Bank Plainview, Texas TERRELL. Joe Tom President First State Bank Rusk. Texas THOMPSON. Edward Randall, Jr. Vice President U. S. National Bank Galveston. Texas THOMPSON. John F. Vice President and Trust Officer Huntsville National Bank Huntsville, Texas TUESLEY. Bruce N. Vice President The Bank of California. N. A. Seattle. Washington TURNER. Tom E. Vice President First National Bank Dallas. Texas UECHI. Arthur D. Assistant Vice President and Trust Officer Class XIII Assistant Vice President Plains National Bank Lubbock. Texas BAKER. Hardy H. Manager Security Pacific National Bank Hayward. California BAIN. William Taylor Cashier Medina Valley State Bank Devine. Texas BARKSDALE. Thomas Personnel Officer Republic National Bank Dallas. Texas HARNETT. Arthur Vice President Lakewood Bank and Trust Company Dallas. Texas BARTRAM, Raymond A. Assistant Vice President and Trust Officer First National Bank New Braunfels, Texas BERRY. David L. Vice President First National Bank Memphis, Tennessee BERRYHILL. Norris Assistant Cashier Arkansas First National Bank Hot Springs, Arkansas BIGHAM, Robert J.. Jr. Vice President First National Bank Dallas. Texas BITNER. Lynn S. Vice President and Assistant Trust Officer East Texas Bank and Trust Co. Longview, Texas BOND. Wayne l. Vice President First State Bank Ceruthersville. Missouri BRIGGS, Robert W. Vice President Frost National Bank San Antonio. Texas BROWN, Fletcher W. Senior Vice President First State Bank San Diego, Texas BRYAN. William B. Vice President State First National Bank Texarkana. Arkansas BUTLER, Richard C., Jr. Trust Officer Commercial National Bank Little Rock. Arkansas CARMAN, Mrs. Wenona D. Assistant Vice President Collin County National Bank McKinney. Texas CARROLL. Sidney M. Bank Examiner Federal Deposit Insurance Corporation First National Bank Midland. Texas UHRIG. John William Associate Professor Purdue University W. Lafayette, Indiana WARD, James Kenneth President Citizens National Bank Ennis. Texas WEEDON, Douglas L. Vice President Republic National Bank Dallas. Texas WIGINTON. Charles A. Vice President Merchants State Bank Dallas. Texas WlLLlAMS, Ernest Potter Assistant Vice President First National Bank Dallas. Texas WILLIAMS. Kenneth M. Vice President Texas Commerce Bank Houston. Texas WILSON. William L. Manager. Accounting Dept. Federal Reserve Bank Branch El Paso. Texas wooo. Billy C. National Bank Examiner Comptroller of Currency Dallas, Texas WOOLLEY, Lee D. Cashier First National Bank Cisco. Texas YANDELL. Howard L. Vice President First National Bank Lubbock, Texas YOES. William Henry Trust Officer South Carolina National Bank Spartanburg. South Carolina YOU NG. Jack Garner Chief. Financial Assistance Division Small Business Administration Marshall. Texas Dallas. Texas CARY, Kenneth Ross President Peoples State Bank Turkey. Texas CHRISMAN. Larry D. Vice President and Cashier Home State Bank Marble Falls, Texas COLE, Denton Vice President First National Bank Decatur, Alabamai COLLINS. Jack A. Vice President Republic National Bank Dalles. Texas COMBS. Nathan L. Assistant Trust Officer First State Bank Springdale. Arkansas CONNER. Allen L. Cashier Citizens National Bank El Reno. Oklahoma CONNER, Garman L. Cashier El Paso National Bank El Paso. Texas CONWAY. Franklin D. Vice President McClain County National Bank Purcell. Oklahoma CORCORAN. James Edward Trust Officer - Corporate Valley National Bank Phoenix. Arizona CORFF. Joseph Loan Administration Officer The Liberty National Bank Bi Trust Company Oklahoma City. Oklahoma COURTRIGHT. Kenneth P. Trust Officer and Vice President San Angelo National Bank San Angelo. Texas COWART. Wallace T. Assistant Vice President First National Bank Bryan, Texas CROMWELL. Edwin L. Trust Officer National Bank of Commerce San Antonio. Texas DACUS. Fred E. Commercial Loan Officer Citizens Bank Jonesboro. Arkansas DAGLEY, Johnie Edwin Trust Officer First National Bank Waco. Texas DALTON. Alvin R. Vice President - Data Processing First National Bank Fort Worth. Texas DANIELL. James D. Assistant Vice President American National Bank Austin, Texas DAVlDSON. William Richard Assistant Vice President Bank of Star City Star City, Arkansas DAVIS. Bill W. Bank Loan Officer Main Bank Xi Trust Co. San Antonio. Texas DAVIS. D. James Branch Manager Security Pacific National Bank Los Angeles. California DAVIS. Toby G. Assistant Vice President Citizens First National Bank Tyler. Texas DEHAVEN. William Lytle Assistant Vice President First City National Bank Houston. Texas DITTRICH, Gaines S. Assistant Vice President First City National Bank Houston. Texas DOBBS. Fred Edward Assistant Vice President and Credit Manager Bexar County National Bank San Antonio, Texas DOWNS, William H., Jr. Assistant Vice President American National Bank Austin. Texas DUNCAN, Bruce A. Assistant Vice President Bank of the Southwest. N. A. Houston. Texas DUNNAM. Charles W. Vice President First National Bank Big Spring. Texas DUPAR, Dan M. Senior Commercial Loan Officer Bank of Montreal San Francisco, California DURHAM. Richard Sugden Vice President Corpus Christi Bank Xe Trust Co. Corpus Christi. Tdxas EASON. Joe Dallas Assistant Cashier The First National Bank Hope. Arkansas EDWARDS. James A. Assistant Vice President The First National Bank T24 Chicago, Illinois ELICINS. Richard G. Vice President and Cashier American Bank of Commerce Albuquerque. New Mexico ELLIOTT. Andrew C.. Jr. Assistant Vice President First Bank 81 Trust Co. Bryan. Texas EMMER. Jacob C. Loan Officer Bank of Louisiana New Orleans. Louisiana EMSLEY, Donald Eugene Assistant Trust Officer Mercantile National Bank Dallas. Texas ENNA. Frank A. Assistant Vice President Columbia Union National Bank Bi Trust Co. Kansas City. Missouri ESKRIDGE, Kenneth E. Assistant Vice President The First National Bank Lancaster. Texas FRANKS. William R. Assistant Vice President First State Bank Houston. Texas FRY. Robert C. Auditor Citizens National Bank Abilene. Texas GARNER. Michael J. Loan Officer Wells Fargo Bank. N. A. Los Angeles. California GARRISON. John P. Loan Officer National Bank of Commerce Fine Bluff, Arkansas GENTRY. Elvin L. Vice President Bay City Bank and Trust Bay City, Texas GERMANY. Reginald N.. Jr. Vice President First National Bank Memphis. Tennessee GIBBS. Donald G. Vice President Longview National Bank Longview. Texas GLOVER. Calvin G. Vice President and Cashier Portland State Bank Portland, Texas GONZALEZ. Mario. Jr. Trust Officer and Assistant Vice President The Laredo National Bank Laredo. Texas GRANER. Edward National Bank Examiner Comptroller of the Currency Dallas, Texas GRAY. Donald R. Assistant Vice President - Assistant Manager Bank of America. N.T. Bi S.A. Sacramento. California GRAYSON. Charles F. Vice President Central National Bank 8: Trust Co. Enid. Oklahoma HALL, John T. Assistant Cashier American Bank Bi Trust Dallas, Texas HANNA, Don A., Il Assistant Vice President Republic National Bank Dallas, Texas HAUGH. Randall W. Vice President First National Bank Arlington. Texas HECKER, Herbert 6. Assistant Cashier National American Bank New Orleans, Louisiana HENRY, Ronnie Derrell Vice President American Bank of Commerce Odessa. Texas HOLDER. Louie L., Jr. Assistant Vice President First National Bank Duncanville, Texas HOLLOMAN. Ribble B. Trust Officer The Citizens Bank Clovis. New Mexico HOWARD, William E., II Assistant Cashier and Credit Card Mgr. lTl First National Bank Bryan. Texas HOWE. Milton R. Senior Vice President Citizens National Bank Abilene. Texas HUDSON. Donald W. Vice President Bellmead State Bank Waco. Texas HUDSON. William B. Assistant Vice President and Manager Credit Dept. Bank of the Southwest Houston, Texas HUDSON. William D. Vice President Main Street National Bank Dallas, Texas HUGHSON. John Charles Assistant Cashier - Head Bookkeeper First National Bank Bryan. Texas HULL. Harold E. Assistant Vice President City National Bank Fort Smith. Arkansas HUTCHINS. Herbert D. Assistant Trust Officer Amarillo National Bank Amarillo. Texas JAMES. Billy E. Assistant Cashier Fort Worth National Bank Fort Worth. Texas JENNINGS, Walter C. Trust Officer First National Bank Little Rock. Arkansas JOHNSON, Harry Lee Trust Officer First National Bank Dallas, Texas JOHNSON. Lewis Guy Representative - International Banking Dept. Houston National Bank Houston. Texas JONES. Jordan Vance Vice President Republic National Bank Dallas. Texas JOYNER. Les A. Loan Officer The Fort Worth National Bank Fort Worth, Texas JURICA, Melvin M. Assistant Vice President and Cashier First National Bank Schulenburg. Texas KALANGIS. lke Senior Vice President Santa Fe National Bank Santa Fe. New Mexico KELLY, Thomas G.. Jr. Vice President' First National Bank Brownwood, Texas KIDD. Don Vice President Coronado State Bank EI Paso. Texas KING, Robert E. Trust Officer Commercial National Bank Shreveport. Louisiana KLINGENSMITH. Chauncy Dale Senior Vice President First National Bank ' Blackwell. Oklahoma KNIGHT. Arley C. Assistant Trust Officer First National Bank El Dorado. Arkansas KNOX. Wayne Howard Vice President Western National Bank Houston, Texas KOURY, James N. Assistant Vice President Security Pacific National Bank Los Angeles, California KRUPPA. Frank Richard Vice President Commercial State Bank El Campo. Texas LACK, David Earl Vice President and Cashier American National Bank Bristow. Oklahoma LAND. William L. Assistant Vice President Plains National Bank Lubbock. Texas LANGE. Theodore F. Vice President First National Bank Fort Worth. Texas LATHROP. Donald B. Vice President American Bank and Trust Company Houma. Louisiana LAWS. Charles W. Vice President - Operations Bank of America. N.T. Sr S.A. Los Angeles. California LAWSON. S. Edward Vice President and Cashier First National Bank Stanton, Texas LEE. Donald Dale Assistant Vice President Commercial Bank Xi Trust Co. Midland. Texas LINEHAN. John P. Assistant Vice President National Bank of Commerce Memphis. Tennessee LOVELADY. Don F. Vice President First National Bank Big Spring, Texas LYLE, Claude W. Assistant Vice President First National Bank Magnolia. Arkansas LYON. John R. Manager Bank of America, N.T. Br S.A. Paso Robles. California McCANN. Mrs. Frances Margaret Assistant Cashier Bank of America. N.T. Ei S.A. Pasadena, California McCOLLUM. Frank L. Vice President Capital National Bank Houston. Texas MCCUTCHAN. James D. Vice President First National Bank Lordsburg. New Mexico MCGOWAN, Michael N. President Community National Bank Oklahoma City, Oklahoma McGUlGAN. Bernard Joseph Assistant Vice President The First National Bank Chicago. Illinois MclNNlS. Richard G. Vice President First National Bank Brownsville, Texas McLEOD. Stewart R. Assistant Vice President Houston Bank Bi Trust Company, Houston. Texas MCMAHON. Fred H.. Jr. Assistant Cashier City National Bank Austin. Texas McMAHON. James N. Assistant Vice President and Loan Officer Riverside State Bank Fort Worth. Texas MAHON. Edward D. Vice President Bank of Dallas Dallas, Texas MALEY. Joseph P.. Jr. Senior Examiner Federal Deposit Insurance Corporation Omaha. Nebraska MARTINEZ. Mercurio, Jr. Vice President Union National Bank Laredo. Texas MASON. Robert F.. Jr. Manager, Greenbrae Office Wells Fargo Bank Larkspur. California MATTHEWS. Bill Assistant Vice President Union National Bank Little Rock, Arkansas MELANSON. J. Robert Vice President Commercial State Bank El Campo. Texas MEREDITH. H. Dale Vice President and Trust Officer Wells Fargo Bank. N. A. Los Angeles. California MICHAEL. Joyce W. Vice President. Commercial Loans Fidelity National Bank and Trust Co. Oklahoma City. Oklahoma MILLER. Danny Joe Assistant Vice President First National Bank Bowie. Texas MILLER. James Robert Assistant to Commercial Loan Officer City National Bank Xi Trust Co. Rockford, Illinois MILSTEAD. Mrs. Lena Victoria Director - Women's Personal Service Collin County National Bank McKinney. Texas MOORE. Howard T. Vice President First National Bank Lubbock. Texas MORGAN. James Marvin Cashier Merchants Ei Planters Bank Camden. Arkansas MORROW. Terry Joe Executive Vice President Elsa State Bank 81 Trust Co. Elsa. Texas MOTE, J. Wesley Vice President The F. Bc M. Bank 81 Trust Co. Tulsa. Oklahoma MURRAY. John Ronald Vice President First National Bank 81 Trust Co. Oklahoma City. Oklahoma MYERS. George A. Vice President Bassett National Bank El Paso. Texas MYERS, J. T. Assistant Vice President Coleman Bank Coleman. Texas O'JIBWAY. Philip J. Acting Chief. Financing Division Small Business Administration Lubbock. Texas O'NEAL. Albert V. Trust Administrator The Fort Worth National Fort Worth. Texas OPENSHAW. John W. Assistant Vice President First National Bank Laurel. Mississippi ORTON. David B. Assistant Cashier Mercantile National Bank Dallas. Texas PAINTER. Kenneth W. Vice President Stonewall Bank Corpus Christi, Texas PARKER. Jackie Don Assistant Vice President and Trust Officer Central National Bank San Angelo. Texas PARRISH. Ronald Louis Assistant Cashier First National Bank Dallas, Texas PATTILLO. Don Hudson Trust Officer and Vice President The Farmers and Merchants Bank Stuttgart. Arkansas PATTON, Doyle L.. Jr. Vice President and Cashier Security State Bank Littlefield. Texas PATTY. Claibourne W.. Jr. Trust Officer Union National Bank Little Rock. Arkansas PENDLETON. Rex H.. Jr. Liquidator Federal Deposit Insurance Corporation Auburn. Michigan PETERS. Raymond T. Vice President Lindell Trust Company St. Louis. Missouri PETERSON. Conrad A. Assistant Vice President and Personnel Director Security Pacific National Bank Riverside. California PHILLIPS. Tom G. Assistant Vice President Corpus Christi State National Bank Corpus Christi, Texas PICKENS. Robert J. Vice President Buchel Bank 81 Trust Co. Cuero. Texas PINCKARD. William E., Ill Vice President Fannin Bank Houston. Texas POWELL. Samuel M.. Ill Credit Officer Texas Commerce Bank. N. A. Houston. Texas PRESSON. H. Keith Assistant Vice President and Trust Officer Fort Worth National Bank Fort Worth. Texas PRINCE. Franklin D. Assistant Vice President and Correspondent Banker Mercantile National Bank Dallas, Texas PROFFITT. Paul J. Assistant Cashier First National Bank Burger, Texas OUIGG. Beniamin F.. IV Vice President and Trust Officer The Edgar County National Bank 8: Trust Paris, Illinois RAMIRH. Santiago. Jr. Assistant Vice President First National Bank of Zapata Zapata. Texas REDMAN. William L. Vice President First National Bank Br Trust Company Enid, Oklahoma RICHARDS. Larry G. Marketing Director Union Bank of Fort Worth Fort Worth. Texas ROBBINS. John Vice President First National Bank Meridian. Mississippi ROBERTS. Carl A. Assistant Vice President Union National Bank Little Rock. Arkansas ROBERTS. James Richard Assistant Vice President First National Bank Springdale. Arkansas RODGERS, William W., Jr. Vice President Security Bank B: Trust Co. Blackwell. Oklahoma ROGERS, Warner Elliot Senior Vice President Texas Commerce Bank. N. A. Houston. Texas ROSS. James Walker Manager, Bank Americard Dept. Corpus Christi State National Corpus Christi. Texas RUSHING. Charles William Cashier First National Bank Whitehouse. Texas izusseu.. Jef Chaim. Jr. Senior Vice President Beaumont State Bank Beaumont, Texas SAMMONS. James Paul. Jr. Vice President Citizens National Bank Waxahachie. Texas SAYERS. Arthur L. Vice President First Bank Br Trust Lufkin. Texas SCHADE. Mrs. Margaret D. Assistant Vice President Corpus Christi Bank Xi Trust Corpus Christi, Texas SCHNETTLER. James W. Vice President Highland Park State Bank San Antonio, Texas SEYMOUR. Bob Adrian Assistant Cashier Fort Worth National Fort Worth. Texas SHARP, Joe Henry. Jr. President Angleton Bank of Commerce Angleton. Texas SHIRLEY, Russell Terry Vice President Texas Commerce Bank. N. A. Houston. Texas SMITH. Charles C. Bank Examiner Federal Deposit Insurance Corporation Alexandria. Louisiana SMITH, Guinn D. Assistant' Vice President- Loan Officer Waggoner National Bank Vernon. Texas SMITH, Harald W. President Farmers State Bank Lueders. Texas SNODGRASS. Tom R. Vice President Southern National Bank Houston. Texas SOLBERG. Herbert S. Vice President West Side State Bank Fort Worth. Texas SPEED. Lexford W. Vice President First Bank Br Trust Lufkin. Texas SPENCER. James S. Assistant Vice President May Avenue Bank B: Trust Co. Oklahoma City. Oklahoma SPILLMON. John H. Vice President Parish National Bank Bogalusa. Louisiana STAGNER. Wilbur Terry Assistant Cashier Austin National Bank Austin. Texas STARR. Edward Vice President The National City Bank Waco. Texas STEGALL. James W. Vice President and Trust Officer City National Bank Bryan. Texas STEVENS. William F. Vice President Republic National Bank Dallas. Texas STEWART, Glyn Martin Senior Vice President and Comptroller Del Rio Bank and Trust Co. Del Rio. Texas STROMAN. Jack G. Vice President Farmers and Merchants Bank Las Cruces. New Mexico TAGGART. James F.. Jr. Vice President Farmers 81 Merchants Bank Las Cruces. New Mexico THORNTON, Raymond D. Comptroller Houston Bank and Trust Company Houston. Texas TODD. Doyle J. Chairman ofthe Board and Operations Officer First National Bank Melvin. Texas TOWNSEND. Jack Monroe Vice President Katy National Bank Katy. Texas TROUT, Judson L. Vice President and Trust Officer River Oaks Bank Er Trust Houston. Texas TURNER. Gary Jackson Trust Administrator The First National Bank Amarillo. Texas TURNER. Martin A.. Jr. Vice President State Bank of East Fort Worth Fort Worth. Texas UPTON, Robert L. President Electra State Bank Electra, Texas VICK. Ross W.. Jr. Senior Vice President First Bank and Trust Lufkin. Texas WALKER, Tilmon L. Cashier Central Park Bank San Antonio. Texas WALTERS. Donald F. Sales Administrator United California Bank Los Angeles. California WARDIAN. Gerald Patrick Field Examiner Federal Depsoit Insurance Corp. St. Louis. Missouri WATSON. Charles A. Manager, Data Processing First City National Bank Houston, Texas WEGENHOFT. Travis L. Assistant Vice President First National Bank Eagle Lake.'Texas WELCH. Gary Espy Vice President Community State Bank Waco, Texas WILCOX. Jack Wendell Vice President and Trust Officer First National Bank Hereford. Texas WILLSEY. James Ross Assistant Vice President First National Bank Mesa. Arizona WILSON. John Henry. lll Assistant Cashier First National Bank Dallas. Texas WOODS. Dallas W. Trust Officer First National Bank 12 Lamesa. Texas YARBROUGH. James M. Assistant Vice President The Farmers and Merchants Bank Stuttgart. Arkansas ADAMS. Frank S. Vice President Bank of Commerce Corpus Christi. Texas ALLEN, Robert G. Accounting Supervisor Worthen Bank Xi Trust Company Little Rock. Arkansas ALLEN. Rodney L. Assistant Vice President Union Bank Los Angeles. California ALLEN. William R. Vice President Denton County National Bank Denton. Texas AMERSON. Donald Rex Vice President First National Bank Mt. Pleasant, Texas ANDERSON. John Douglas Assistant Vice President Mercantile National Bank Dallas. Texas ARMER, William M. Vice President and Trust Officer First National Bank Abilene. Texas ARNOLD. Paul G. Assistant Cashier National Bank of Commerce San Antonio, Texas ARNOLD. Ronald R. Senior Bank Examiner Federal Deposit Insurance Corporation St. Louis. Missouri AUSTIN. Jerry Scott Assistant Vice President Frost National Bank San Antonio. Texas AVERITT. Larry Paul Assistant Vice President State National Bank Corsicana. Texas BAGGET. Carl Edward Vice President Longview Bank Xi Trust Company Longview. Texas BAILEY, John W. Vice President Nederland State Bank Nederland. Texas BAKER. R. S.. Jr. Assistant Cashier and Mgmt. Trainee Central National Bank Xi Trust Company Enid. Oklahoma BASS. Mrs. Jo Ann Assistant Trust Officer Arkansas Bank X: Trust Company Hot Springs. Arkansas BAUCUM. James Donald Vice President First National Bank Ouanah. Texas BELL. Joe M. Vice President Longview Bank Bm Trust Company Longview. Texas BENGE, Thomas F. Bank Examiner Federal Deposit lnsurance Corporation Amarillo. Texas BENNETT. Daryl D. Sr. Vice President and Cashier First State Bank Morton, Texas BERRY. Claude L. Vice President Texas Commerce Bank. N. A. 126 YELVERTON. Harold C., Jr. Vice President City National Bank Mineral Wells. Texas YOWS. Toby. Jr. Class Houston. Texas BETHANY. Joe Neil Assistant Cashier Citizens National Bank Breckenridge. Texas BEVANS. James P. Vice President and Trust Officer Republic National Bank Dallas, Texas BOATCALLIE. Anthony R. Liquidator Federal Deposit lnsurance Corporation Alvarado. Texas BOLES, James P. Assistant Cashier Arlington Bank Br Trust Company Arlington. Texas BOOKS. Richard F. Asst. Vice President and Trust Officer Fort Worth National Bank Fort Worth. Texas BOYDL Robert Wayne Assistant Vice President Fidelity Bank Xi Trust Company Houston. Texas BOYLES. Daniel F. Vice President Republic National Bank Houston. Texas BRANNIES. E. George Investment Officer Bank of the Southwest. N. A. Houston. Texas BREDWELL. Jerry J. Assistant Vice President Ranchmart State Bank Overland Park. Kansas BREWTON. Dallas P. Loan Officer Small Business Administration Dallas. Texas BRIAN, William Larry Assistant Trust Officer Arkansas First National Bank Hot Springs. Arkansas BROCK, Deryl G. Assistant Vice President First-Wichita National Bank Wichita Falls. Texas BROWN. George W. Vice President First National Bank Fabens. Texas BUCHANAN. Robert Allen President First Liberty National Bank Liberty. Texas BURGESS. Kenneth L. Vice President Olton State Bank Olton. Texas BURNS. Fred C. Financial Analyst Worthen Bank Br Trust Company Little Rock. Arkanas BURNS. R. O.. Jr. National Bank Examiner Comptroller of the Currency Dallas. Texas BUSBY. David E. Assistant Trust Officer First Bank B Trust Company Mt. Vernon. lllinois CAGLE. Arthur S. Assistant Vice President Livingston State Bank Br Trust Co. Denham Springs. Louisiana CAMMACK. John R. Assistant Cashier Assistant Vice President Capital National Bank Austin. Texas ZIMMERMAN. Donald Lee Vice President and Trust Officer XIV American State Bank Lubbock, Texas CAMPBELL. Charles Kenneth Assistant Vice Pres. and Credit Analyst Albuquerque National Bank Albuquerque. New Mexico CASH, William N., Jr. Vice President and Cashier Riverside National Bank Houston. Texas CDE BACA, Gerald Lee Auditor Farmers Xe Stockmens Bank Clayton. New Mexico CHAMBERS. James T. Assistant Vice President and Comptroller Farmers First National Bank Stephenville. Texas CISNEROS. Justo Luis Vice President Pan American Bank Brownsville, Texas CLARK. Johnny S. Assistant Cashier City National Bank Wichita Falls. Texas COGDILL. Wilbur J. Loan Officer and Branch Manager The Clovis National Bank Clovs. New Mexico COLIN. J. W. Assistant Vice President First National Bank Dallas. Texas CU RRY. Sam L. Assistant Cashier Stephens Security Bank Stephens. Arkansas DAVIS. Joe H.. Jr. Branch Officer First National Bank Memphis, Tennessee DE BLANC. Joseph C. Branch Manager National American Bank New Orleans. Louisiana DIXON. Charles E. Assistant Cashier American National Bank Austin. Texas DONELSON. B. A. Vice President First State Bank Stratford. Texas DOXEY. A. E. Assistant Vice President Exchange Bank 8: Trust Company Dallas. Texas DRANEY. Ronald F. Manager Bank of America Azusa. California DUBLIN. Miss D'Ann Assistant Cashier First National Bank Dallas. Texas DUNKIN. Robert B. Vice President Harlingen National Bank Harlingen. Texas DUPUY. Melvin W. General Lending Officer Bank of America. Chico Main Office Chico. California DURHAM. Donald E.. Jr. Trust Administrative Officer Republic National Bank Dallas. Texas EARLS. Gayle M. Corpus Christi State National Bank Corpus Christi. Texas Vice President and Personnel Director Houston Citizens Bank 8: Trust Company Houston. Texas ELLIS. William H. Assistant Cashier First State Bank Ranger. Texas ERBEN. George A. Assistant Vice President First National Bank New Braunfels. Texas EVANS. Robert O. Vice President University National Bank College Station. Texas EVANS. Roy Gene Assistant Vice President Lakewood Bank Xi Trust Company Dallas. Texas FARHA. William E.. Jr. Assistant Cashier Community State Bank Bristow. Oklahoma FARRIS. George R. Assistant Vice President Republic National Bank Dallas. Texas FENOGLIO. William H., Jr. Assistant Cashier Bank of the Southwest Houston, Texas FERRETT. William E. Executive Vice President Sabine National Bank Port Arthur, Texas FIELDS. W. Jack President Reagan State Bank Houston. Texas FORREST. J. B. Assistant Vice President First National Bank Dallas. Texas FRANKS. Samuel Morgan Assistant Vice President Birmingham Trust National Bank Birmingham. Alabama FUTRELL. Clinton C. Senior Examiner Federal Deposit lnsurance Corporation St. Louis. Missouri GAINES. Gene F. Banking Officer Republic National Bank Dallas. Texas GALATI, Fred A. Assistant Manager - Systems and Planning The Northern Trust Company Chicago. lllinois GEARY. Daniel J.. Jr. Assistant Vice President Union Bank I Sherman Oaks. California GIBSON. Ridley L. Assistant Vice President First National Bank Ouanah. Texas GOLWEN. Howard Lee Vice President Memphis Bank 8: Trust Company Memphis. Tennessee GOOD. F. Keith Vice President B: Trust Officer First Bank Ei Trust Company Booker. Texas GORDON. Thomas J. Personal Trust Officer United Bank of Denver Denver. Colorado GRANT. Donald L. Manager United California Bank Delano. California GRIFFIN, Larry A. Assistant Vice President First National Bank Little Rock, Arkansas GRIFFIN. Stephen W. Vice President Lewisville State Bank Lewisville, Texas GUION. Thomas C.. Jr. Assistant Vice President First Hutchings-Sealy National Bank Galveston, Texas GUSEMAN. Richard L. Cashier Alamo National Bank San Antonio, Texas HALLMARK, Dan S. Assistant Vice President American National Bank Beaumont, Texas HANBY. Robert L. Vice President First National Bank Mesquite. Texas HANCOCK. Marvin H.. Jr. President Northpark National Bank Dallas. Texas HANCOCK. William M. Assistant Vice President Reagan State Bank Houston. Texas HARRIS. Art L, Liquidator-at'Large Federal Deposit Insurance Corporation Washington, D. C. HARRIS. Von Weldon President Fritch State Bank Fritch, Texas HAMILTON. Richard W. Assistant Vice President Fort Worth National Bank Fort Worth. Texas HAWTHORNE. L. B. Senior Examiner Federal Deposit Insurance Corporation Alexandria. Louisiana HENSLEY. Don W. Executive Vice President Texas Bank Bi Trust Company Sweetwater. Texas HILBURN. David H. Trust Officer Republic National Bank Dallas. Texas HOBERECHT. Jay H. Loan interviewer National Bank of Tulsa Tulsa. Oklahoma HOLCOMB. Ronald L. Cashier Tarrant State Bank Fort Worth. Texas HOLDING. Tom H. Assistant Vice President Oklahoma National Bank 81 Trust Company Chickasha. Oklahoma HOLLINGSWORTH. Grant Assistant Cashier First City National Bank Houston. Texas HOOGSTAD. Donald John Assistant Vice President Bank of America. N.T. Bi S.A. Pasadena. California HOOPER. Brian P. Auditor Citizens National Bank Muskogee. Oklahoma HORN. James Robert. ll Assistant Cashier Mercantile National Bank Corpus Christi. Texas HUDKINS. Jonathan E. Vice President Frost National Bank San Antonio. Texas HUFFSTATLER. James E. Assistant Cashier - Manager Citizens Bank 8: Trust Co. ot Marks Crowder. Mississippi HUGHES. Eugene Thomas Assistant Vice President Bank of Hampton Raods Newport News, Virginia HUNTER. William A. Vice President American Bank of Commerce Albuquerque. New Mexico HUNTER. William Michael Assistant Vice President Bank of America Fresno. California HUTHNANCE, Robert T. Banking Officer Republic National Bank Dallas, Texas HUNTSINGER, Curtis Gene Vice President First National Bank Hereford. Texas HYDE. C. Brodie Assistant Vice President Fort Worth National Bank Port Worth. Texas ISAACKS. Hubert Phil Senior Vice President and Trust Officer First Bank lk Trust Company Bryan. Texas JACKSON. George M. Vice President Security Bank Paraqould. Arkansas JAMES. Douglas O. Assistant Cashier Parker Sduare State Bank Wichita Falls, Texas JENKINS. James Alan Cashier Seminary State Bank Fort Worth, Texas JOHNSON. Cloys V. Vice President Texarkana National Bank Texarkana. Texas JOHNSON. Dale P. Assistant Trust Officer First National Bank ' Dallas. Texas JOHNSON. Kelley D. Assistant Trust Officer Commercial National Bank Little Rock. Arkansas JONES. Donald B. Assistant Cashier Midland National Bank Midland. Texas JONES, James Robert Assistant Vice President First National Bank Brownfield. Texas JONES, Jerry O. Trust Operations Manager Oak Cliff Bank 8: Trust Company Dallas. Texas JONES. Jesse R. Vice President Texoma National Bank Sherman. Texas JONES. Thomas Gaylord Vice President Stock Yards Bank Oklahoma City. Oklahoma JOPLIN. Ronald B. Manager, Systems and Programming Republic National Bank Dallas. Texas JORDAN. Johnny B. Cashier First State Bank Monahans, Texas JORDAN. Lewis A. Cashier Brady National Bank Brady. Texas JORDAN, Michael Thomas Vice President- Manager Bank ot America Watsonville. California JUUL, Einer C. Trust Officer American National Bank Austin. Texas KENNEDY. W. Gene Loan Officer First National Bank Memphis. Tennessee KENYON. James A.. ll Vice President The Minnequa Bank Pueblo. Colorado KILE, Jack W. Manager. New Accounts. Young Adult Department Fort Worth National Bank Fort wo.-th, Texas KING. Hugh D. Trust Officer First National Bank Dallas. Texas KISSKO. Mrs. Mary Frances Vice President and Cashier West Side National Bank San Angelo. Texas LANSFORD. Robert M. Assistant Trust Officer Fort Worth National Bank Fort Worth. Texas LAYMANCE, Jerry F. Assistant Vice President Trinity National Bank Dallas. Texas LEE. Ronny E. Vice President First National Bank Jacksonville, Texas LEVVANDOWSKI, Thaddeus J. Assistant Cashier. Systems OFficer First National Bank Chicago. Illinois LINDSAY. William Jack Vice President River Oaks Bank Si Trust Company Houston. Texas LOE. Donn E. Regional Loan Supervisor Security Pacific National Bank Los Angeles. California LONGORIA. Ricardo Elliott Management and Loan Officer Banco Longoria. S. A. Laredo. Texas LUTHER, William S. Vice President East Dallas Bank Dallas, Texas MacGUGAN. Thomas. Jr. Assistant Vice President First National Bank of Dona Ana County Las Cruces. New Mexico McCAWLEY. Harold A. Assistant Vice President and Assistant Manager Bank of America San Mateo. California McCLAlN. Harry Mack Assistant Cashier Central National Bank McKinney. Texas McENANEY. Morgan James Liquidator-at-Large Federal Deposit Insurance Corporation Bonne Terre. Missouri MCHORSE. Robert H. Vice President First Coleman National Bank Coleman. Texas McKlNZlE. Philip S. L. Vice President and Trust Officer The Citizens National Bank Denison. Texas McLAlN. Richard Bruce Vice President and Trust Officer First-Wichita National Bank Wichita Falls, Texas McMORRlS. Thomas W. Vice President Randolph Field National Bank Universal City. Texas MCNEELY, Jerry W. Vice President Continental Bank Houston. Texas MAJORS. Jack E. Assistant Vice President First National Bank 81 Trust Company Tulsa. Oklahoma MALONE. Max M. Assistant Vice President Hagerman Branch, First National Bank of Roswell Hagerman. New Mexico MANGOLD. Glenn E. Second Vice President Chase Manhattan Bank. N. A. New York. New York MANSKER. Kyle C. Assistant National Bank Examiner Abilene. Texas MANTLE. Robert K. Branch Manager Bank of America Goleta. California MARTIN. Darrel W. Assistant Vice President Oak Cliff Bank Br Trust Company Dallas, Texas MARTIN, Donovan C. Assistant Vice President Security Pacific National Bank Los Angeles, California MATTHEWS. Gail B. Trust Officer Exchange National Bank Colorado Springs, Colorado MELNAR, Gilbert A. Cashier and Lending Officer Jackson County State Bank Edna. Texas MELSON. Marvin E. Vice President and Cashier Stockmens National Bank Cotulla. Texas MILAM. Emmett Neal Assistant Cashier Bank of Cherry Valley Cherry Valley. Arkansas MITCHELL. Charlie D. ' Trust Administrator I Central Bank lk Trust Company Owensboro. Kentucky MOREHEAD. Seth M. Assistant Cashier - Loans Commercial National Bank Shreveport. Louisiana MORGAN. Louis W. Assistant Vice President First National Bank Lit-tle Rock, Arkansas MORROW, Andrew J. Auditor First National Bank Hobbs. New Mexico MORTENSEN. C. Dale Manager United California Bank Blythe, California MUSKOPF. Wayne D. Personnel Officer First National Bank St. Louis. Missouri MYERS. Fred R. Vice President First National Bank Post. Texas NEAL, Bryon D. Employment Manager Worthen Bank Si Trust Company Little Rock. Arkansas NEAL. Donald Lee Assistant Vice President Brady National Bank Brady. Texas NELSON. James F.. Jr. Trust Operations Officer Texas Bank 8: Trust Company Dallas. Texas NORRIS. Frank D. Assistant Vice President 'I2 7 Citilens State Bank Dickinson. Texas ODOM. Fred A. National Bank Examiner Regional Administrator of National Banks Dallas. Texas PACE. Kenneth M. Vice President First National Bank Mesquite. Texas PARKER. Michael David Assistant Cashier Victoria Bank Xt Trust Company Victoria. Texas PARSLEY, David Leslie Installment Loan Officer First National Bank Port Arthur. Texas PAUERSON, Kyle s. Cashier Alva State Bank 8: Trust Company Alva, Oklahoma PEDDY. Joe M. National Bank Examiner Eleventh National Bank Region Dallas. Texas PEERY. Joseph W. Assistant Cashier First National Bank Orange. Texas PENTECOST. Mrs. Mercedes Assistant Cashier National Bank of Commerce Dallas. Texas PERKINS, James l. President Citizens State Bank Rusk, Texas PETTIGREW. Lindel E. Vice President Community National Bank Oklahoma City, Oklahoma PIPPIN. Don H. Trust Officer National Bank of Commerce El Dorado. Arkansas OUERIN. Paul D. Branch Manager . Security Pacific National Bank San Diego. California OUILLEN. William Lee Assistant Cashier Amarillo National Bank Amarillo. Texas REDING, Ray Lee Assistant Vice President First National Bank Madisonville. Texas REEVES. William F. Assistant Vice President Security Pacific National Bank Los Angeles, California RENFROW. William T. Operations Officer First National Bank Memphis. Tennessee RHODEN. Jack Allen Assistant Vice President Valley National Bank of Arizona Phoenix, Arizona RICHARDS. Thomas E. Cashier Humble State Bank Humble. Texas RICHARDSON. John E. Assistant Vice President Irwin Union Bank Xe Trust Company 128 Columbus. Indiana ROBERTS. James C. Installment Loan Officer Citizens State Bank Corpus Christi, Texas ROBERTS. N. Weldon Assistant Cashier. Loan Officer City National Bank Wichita Falls, Texas ROBINSON. Charles A.. Jr. Vice President and Manager New Mexico Bank 8: Trust Company Hobbs. New Mexico ROCHELL. Royce C, Vice President and Cashier Security State Bank Comanche. Oklahoma RORK, Frank V. Cashier First National Bank Edinburg. Texas' RUSHING. Nolan Lee Correspondent Representative Union National Bank Little Rock, Arkansas SANDERS. Jack H. Vice President American Bank Bi Trust Company Baton Rouge. Louisiana SCHADE. Gene Ray Cashier Texas State Bank Corpus Christi. Texas SCHOTT. Miss Cecilia J. Assistant Vice President and Cashier Buchel Bank 8: Trust Company Cuero. Texas SCHMALLE. William O. Branch Manager Security Pacific National Bank Corcoran. California SELLARS, Jess C. Executive Vice President First State Bank Monahans. Texas SHANNON. Morris D. Vice President Republic National Bank Dallas. Texas SHEFFIELD, Mark M., Jr, President Security Bank B Trust Company Wharton, Texas SHIREY. Bob Gene Vice President and Personnel Director Frost National Bank San Antonio, Texas SHIVELY. William C. Vice President Bank of the Southwest. N. A. Houston. Texas SLEDGE, Mrs. Clara M. Assistant Vice President Fair Park National Bank Dallas, Texas SLOAN. Robert Kent Assistant Vice President Commercial Bank Bi Trust Company Midland. Texas SMITH. Charles A. Financial Planning Manager Texas Commerce Bank. N. A. Houston. Texas SMITH. Howard N. Vice President Sand Springs State Bank Sand Springs. Oklahoma SMOOT. William T. Vice President and Cashier Gainesville National Bank Gainesville. Texas SPILLAR. Bascom Duncan Assistant Cashier First National Bank McAllen. Texas STANLEY. John H.. Jr. Assistant Cashier Worthen Bank 8: Trust Company Little Rock. Arkansas STEPHENSON. H. L. Assistant Vice President First National Bank Alamogordo, New Mexico STORY. Lawrence M. Trust Officer First National Bank Fort Worth. Texas STROUD. John Martin Administrative Officer Republic National Bank Dallas. Texas STROUD. Larry A. Assistant Vice President Texas Commerce Bank. N. A. Houston. Texas SUMMERHILL. Fay Dewaine Head Teller First National Bank Fort Smith, Arkansas TAPLEY. Joe Claud Assistant Vice President First National Bank Winnsboro. Texas TAYLOR. John R. Vice President Frost National Bank San Antonio. Texas TELEHANY. Charles M. Assistant Trust Officer State National Bank EI Paso. Texas TEMPLE. Griffith P. Vice President Port City State Bank Houston. Texas THOMAS. R. Bradford Manager. Systems and Programming Texas Commerce Bank, N. A. Houston. Texas TRIFPLEHORN. David R. Assistant Vice President National Bank of Commerce Dallas. Texas TUCKER. Billy V. Assistant Cashier Grove State Bank Dallas, Texas UNDERWOOD. Robert Lee. II Assistant Vice President First National Bank Dallas, Texas VINES, Jerry L. Vice President and Agricultural Representative The Comanche National Bank Comanche. Texas VINEZ. Donald J. Assistant Vice President Citizens National Bank San Antonio. Texas VOYLES. Jerry D. Correspondent Banking Officer Texas Commerce Bank. N.A. Houston. Texas WALKER, Leonard L.. Ill Assistant Vice President Citizens National Bank Austin, Texas WALLACE, James E. Assistant Cashier First National Bank Dallas. Texas WALLER. Robert Wayne National Bank Examiner Dallas. Texas WATSON, Bob J. Vice President North Austin State Bank Austin. Texas WETHEY. Henry Arnold Trust Officer American Bank Xi Trust Company Baton Rouge, Louisiana WHITE. Jack Edward Vice President The Liberty National Bank Bn Trust Company Oklahoma City, Oklahoma WHITT. Jack L. Assistant Vice President First City National Bank Houston. Texas WILEY. Bruce C. Assistant Cashier Mercantile National Bank Corpus Christi. Texas WILLIAMS. Billy J. Vice President Citizens State Bank Paris. Texas WILLIAMSON. John F. Assistant Vice President Houston National Bank Houston. Texas WILLIS, Johnny C. Assistant Vice President and Trust Officer First National Bank Brownfield. Texas WILSON, Mrs. K. Velzene Assistant Trust Officer Arkansas Bank B Trust Company Hot Springs. Arkansas WITSKEN. Richard J. Vice President First National Bank Grand Junction. Colorado WOOD, Albert W. Assistant Vice President and Cashier The Bank of Verden Verden. Oklahoma WOOD, Donald Ray Assistant Trust Officer First National Bank Fayetteville. Arkansas WYLIE. Donald Roy Vice President First State Bank Athens. Texas WYSON6, Walter Scott, Ill Assistant Vice President First National Bank Fort Worth, Texas YOUNG. Larry M. Loan Officer First National Bank Crockett. Texas ZUBIK. James E. Assistant Cashier First Bank 8 Trust Company Bryan, Texas