Calvert High School - Calvertana Yearbook (Tiffin, OH)

Page 11 text:

I, 1 -ruz JLSIXIA tsnzst the nature of a say'ings accountf Not only is a reserve a safeguard against adversity, but it is also a means of proyiding those extra comforts and pleasures which brighten life and so lidiy family ties No family eyen though they own their own home can be completely at ease and fully enjoy home life if some means IS not proyided to insure its stability in times of depression or misfortune and for the majority of families the sayings account is the most eflicient and practical means Life insurance 1S another great agency in promoting the happiness of the family To mother it means a lessening of worries to father the assurance of the future welfare of his loved ones to brother and sister an education and start in life NVhat sat islaction comes to every member of the family in the knowledge that there is a proyision to insure against the untimely vyrecking of long cher ished plans l:spec1ally IS this true of the mother who can be freed from that terrible anxiety whlch haunts many a mother yvhen she thinks ot the possibility of being separated from her dear ones It IS hard to under stand how a father can be so foolish as to neglect that yy hich IS so great a protection to the family happiness lf planning for and owning a home ean be spoken of as foundation stones of a happy home life surely life in suranee and a sayings aceount must be laoked upon as the mortar binding them together in beautiful symmetry during the calm peaceful days of prosperity and preyenting their dis ruption in the stormy hours of ad- versity. Far be it from us to say that money is a guarantee of happiness, yet yy here a home is started yvithout the readiness to make sacrinees and yyithout the yy illingness to yvait for the extra comforts and luxuries yyh re all thought is giyen to the giddy present and no plan is laid for the future where a too ready use is made of dollar down and dollar then schemes a nnanclal crisis vyill sooner or later be reached And tell me hovy can there be true happiness in a home yvhere the mother knows that they are living up to the last eent yvhere the rent is due in a feyv days and there is no reserve should sickness strike Where the father sadly realizes that installment collectors hay e been constantly taking the money yyhich ought to laave been used for a home or life insurance 'yloney may not be a guarantee of happiness and it certainly is not the only factor contributing to happier family life As a matter of fact a Great amount of it is not necessary but a definite financial policy worked out betyy een husband and yyife which proyides not only for present needs but also for future emergencies af fords a splendid and almost indis pensable basis upon which other con tributing factors might build And yy hether income be large or small such a policy must of necessity con stitute a yyorthyyhile contribution to the ultimate realization of all that is meant by the familiar yy ords Home Syyeet Home be it ever so humble there s no place like home 7 y ' 'elif pf- o- pn 9? -J-A J? BY.. 4.1 in favs. 1 f 1 , L , L 'gk 'A 3 , - 11 v 1 1k 1 L 1, L , ,M .V 1,1 x ,L - ,K I AL - ,xg t o ' ' ' c 1 1 1 1 ' v b 1' 1 ' , A, , ' ', e e V. 1 . X . .. . I ,Q , 7 I I K. L 1 L ' 3 1 1 I Y . . . .. U e , , H Y 3 1 ., . ,. 7. , L -1 L L . A 1 , , , , . . . 1 V D 1 , . . . 1 I '7 L Y . 1 1 . y V x L 1 1 . . , . 1 4 ,- 5 v 3 , N' e L x 1- 1 1. 1 e. , , . Y 11 - 1 . 1 I 3 e. - - Y I I ' I 1 1 -- Y 1 f 1 1 X . . . I L . ' y 1 33 t 'gf' 1- 1 1 1 , V ' C , , 1 1 1 1 '1' 19 g V 7 A' I L 7 X 53 X 3 7 1 - - . E . . Y. e .x , , - X, . . K V . I I 1 I V - 1 3 . . V . V . . X V e 1 C , L V j .X . , 1 .x . . 'I ,V 'I h Vbl ' Y. I I 3 ' ,, Y- 7 'n I I - Y . , . . . . , . , , L 1- -' 1 1 K i 3 I ii i i - is ,. . e , ' ,,.. 'Q . I 4 ,T-., A 1 1 1 1 1 fi N . e , gk W . -,pl . . , . . in -y ' - 1 - L'-' , L - vim, . -, ,' - 1 ' 1 1 1' 1 ' ' 1.1. ' yny' , .N . L - yi uvvf-ff . . , , , , y .,1,. we ,-.yn e 1- l, . .. .. ,, 'I l W Q, 1 1 V , f , y , e , , f? ,V -.I Y 1? - . wee is T 1 111 1 1 Z Qfl f'7fy f Y - , .N A al . . . . . . ,, . 5, 1 ,ke 1 y K 1v1 1 - 1 1 V L 1 1 1 Q, I- - V ff ' ' vi' it - Y , il . '- 1 f. H, VE ,. -.. Q, 11 4A'ae ' 1 . -4IQ14g, 1 , 'I 1 .J 'sr 'W K .a 1' ,F is-2 'I ,Ze e,-ey? f' --.-I .5 1 av.

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r' lite IEIZEI ...lx 0. I 1 A- tr .1 Il .A ay! A-r rm ue,- THE FINANCIAL BASIS OE HOME HAPPINESS This oralion won First Honorable Mention in the Diocesan Public Speaking Contest for Boys JoHN HINCHEY, '29 A great philosopher once said The It is one of the greatest means of lay best way to damage a truth is to ex ing the foundation of family happi aggerate it When one says a thing ness Even the is the greatest he is likely to find a fevs challengers and many more skeptics So IH speaking tonight on the relation of finance to happiness in the family I do not say that the money ques tion IS the greatest factor in promoting family happiness but I do clalm lt 1S a very important one the t a s k home makmg there are certain dutles and striving for this goal brings a twofold blesslng the hope of some day enjoylng the fru1ts of labor and the encourage ment to continue in a noble cause After the years of plannlng and waiting are over and dreams come true there IS a joy which is born of a sense of se curlty a n d owner ship Who can deny the reality of the hap p1ness that comes to a famlly as they VIEW .IOHIN HINICHI I responsxbllxtles rest ing primarily upon the father and others of equal importance upon the mother but these ought not to be considered as mutually exclusive We may lay lf down as a b3S1L princxplc that in all questlons of management and planning there should be a com mon understand1ng and co operatlon between husband and wife if thexr efforts are to result 1n happ1er famlly llfe The task of home making IS no small proposltion and can only be accompllshed by united efforts Undoubtedly o e of th e fi t dreams of every young couple IS that of ova ning a home Our goyernment encourages thls worthy undertaking as a CIVIC duty It is more than that 31 with pride a beautiful home and call lf their own To fath er it means the reallzation of plans for the family welfare To mother lt IS the little world of whlch she has dreamed so long To the chlldren t is 1 memorlal of the sacrlnces that have been made for them and an 1n spxratxon to greater family devotion My dear friends there is no denying that the foundation stones of a happv home l1fe are laid in the plans of home ownership Not infrequently the tranqulhty of a home is marred by the fact that there is no reserve fund for emerg encxes What a great consolatton If IS to a mother to real1ze that should mlsfortune come there is a surplus 1n H ' x x I , s ' , . V , A L . . D . . . V , . . x u 4 f 4 A l v 5 - f' In of ' - 3 . . . . . . . . 1 I . 2' . . . . . . . . ? I I ' ' Y I , , 7 . A - . . . V V . .F . . H , Y i L-1 '5 m Q ' -' ' L f:ZA - YA ' ' H ' Qu ilt I - , , 5.1, . . . , . -.f fm-.N , - 1 'l. ly f., . 1.5 lr I1 7 1 , nr X rs ' ' H fff' fr . . fy , ,gi , , , - J KT 4 if V . . Y . U . . . e , 'i f ,ff , . . ,Qs ,rg I ' V .. ' if B - - 1 E . t x 0' 'K D 1 -gl ft.- al i . .eff 111 , 'H 1- f IEE

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