University of New Haven - Chariot Yearbook (West Haven, CT)

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Above: For freshman students, balanc- ing a budget can be difficult without ex- perience. Studying and looking over the monthly bank statement can become cumbersome. Right: Upperclassmen who know the ropes are much less prone to looking over mistakes made by banks. In won- dering why a good check bounced, stu- dent got a tougher attitude.

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Time To Remember Those First Freshman Days Can Be The Best Moving away from home for the first time can be a very trying experience at times. Away from home in an unfamil- iar environment, and with strange peo- ple who are just as unsure and nervous as you are is usually enough to send most into a frenzy At the start of the year, freshmen start with that long process of moving in • in many cases trying to be the first to move in so they have a choice of bed and closet space. Upon first arrival the walls are bare and your voice ech- oes coldly The introduction of suite mates and room mates follows - meeting those people from all over the country who were in the same boat as you were. Those tentative smiles and nervous stares are the absolute worst. But there is something else- some- thing at this very point that sets the stage for the rest may last for the rest of your college years. These very times are when those life long friendships are established and de- veloped. The simple crushes that we had in highschool may now be replaced with that special and lasting friendship. Ultimately has a sudden impact effect of growth ■ we can now stop being nonconformist with our parents be- cause they are not here to look over our shoulder ■ but nor are they here to bail us out of trouble. At this point, we have to do our own cleaning, money spending and budget- ing and nutritionally eating. The regis- tration process is said to be what sepa- rates the children from the adults because you have to finally take mat- ters into your own hands. The next several months in our insti- tution is what forges our path to adult- hood, luckily it usually ends in success- thus realizing it or not, frehsman days can be the best years of your life. Above: Suitemates living together months on end develop relations that are usually long-lasting. A couple of weeks before the end of school these suite mates got together to reminisce about the year during lunch. Left: Getting it together - with friends and fellow freshmen to relax and enjoy a game of hackey sack after a day of ex- ams lets these freshmen students to en- joy each others company.

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• • • ;i ast Finance Blues One of the college ' s greatest challenges for the average stu- dent was managing checking ac- counts. Away from home, and often for the first real time, natu- rally they were anxious to assert their independence. With no parental guidance students just had to splurge on those essentials of college life, pizzas, long distance phone calls, movies, Budweiser and even a textbook or two. Stu- dents usually took pride in buy- ing whatever they wanted, wher- ever they wanted, and however they wanted. So when school started and students left from home, they were armed with their Bancport Card and that look in their eye. They left their parents at home with the nightmares of overdrawn notices and bounced checks. But like many before who have traveled this road, students learned that responsibility also plays a major part. That very first call home begging mom and dad for emergency funds taught a lot students the importance of balancing their checkbooks. Af- ter getting that first returned check and having to explain it to the folks back home made a lot of students learn to set up a bud- get for themselves. Thus students learned one of the greatest lessons taught by college life - how to cover real necessities and still have some money left over for Skidder ' s. Not all students learned the hard way of course because they had their own checking accounts even before they came to col- lege. This experience came in handy when having to budget their money. Most students say that they pretty much know their limits and that they are basically inde- pendent from their parents as long as they do not go out and buy a VCR, or a stereo and send the bills home. Some students even had a budget set up before they came to school from money that their parents had given them. But most students lived from the money that they had earned over the summer. Warnings from parents that any rubber checks were to be the student ' s responsibility also played a part in the way many students managed their money. College students often re- ceive a crash course in fi- nance management during the first year in college. For- tunately for most, they most likely come through that jun- gle unharmed and with some valuable, and perhaps har- dearned, experiences to guide them on their road to adulthood. JOSEPHINE ' S A big part of spending money wisely is having enough money to eat with. By spending money on luxuries students may overspend and not the money to even stock refrigerators.