Torrey Pines High School - Freeflight Yearbook (Del Mar, CA)

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CALIFORNIA TEACHERS WILL LOSE MOST OF THEIR RECENT PAY INCREASES AND THERE'S ONLY ONE WAY TO STOP IT! I THE AVERAGE TEACHER PAYS TAXES IN OR AROUND THE 400!o BRACKET LOOK 2322 51250 ACTUAL 25355ssrissriziissrsm., on regular 5'Kt increases 1 'T ssumin a oe o ax rac e 'T :ombineg feggraltaittateb k I PA NET INCOME IN YOUR S TAKE HOME PAY! lt's true! Many of you have just received a healthy, long awaited raise from the school district. But look - Uncle Sam gets almost as much of that raise as you do. fYou got S7503 he got 55003. lt's a common problem! Many teachers go on for years fighting this problem alone Instead of seeking competent, firstfhand advice from experts who can easily save them thousands of dollars each year, The question is, 'Where do you find these experts who can help you?' vresenkmg THE TEACHERS' FINANCIAL NETWORK We've become the first name ln helping educators achieve flnancial success throughout their careers. Literally hundreds of California teachers rely on us to continually keep them aware of changes In the tax law, investment opportunities, creative financing and much more. We can help you, too, ln the following areas: TAXES MOST TEACHERS OVERPAY EVERY YEAR. TAX MILLIONS GET THEM AND LOSE THEM - IT'S EASY TO CHANGE THAT - WHEN YOU REFUNDS NOT IF WE CAN HELP IT KNOW HOW! IRA NOT THE BEST TOOL FOR EDUCATORS OR TSA TAX SHELTERED ANNUITIES. THE FACTS THEIR SPOUSES. IF YOU'VE GOT ONE. ABOUT HOW THEY SHOULD BE USED AND WE'LL SHOW YOU HOW TO IMPROVE IT. WHAT YOU SHOULD KNOW. TAX FREE THE BIGGEST FINANCIAL OPPORTUNITY STRS STATE TEACHERS RETIREMENT DO YOU KNOW HOW IT WORKS - FOR AND LOANS YOU'LL EVER HAVE - AND UNCLE SAM WILL HELR AGAINST YOU? Don't let another year go by without finding out what you can do to improve your financial future. You work hard for your money. Do something to make it work for you. Call us today! THE TEACHERS' FINANCIAL NETWORK 16191 464-2640 THERE ARE NO FEES WHATSOEVER FOR INITIAL CONSULTATION. SO WHY WAIT? ADVERTISEMENTS 273

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Jamie Wheat Dear Jamie, Short and sweet, long and tall, we have been through it all. Your career at Torrey Pines will end a tradition, but a college MW career will he a line addition. Q CONGRATULATIONS, Jamie, you have brought a 4 great deal ut happiness into our lives and we are so 5 proud ot you. PU' We love you! Dad, mom, Wendy, Cindy, and John -4r 9 ':'Y -Jw? L' - f V4 , ' -A-ff tf..ji3Qi' .azz 'L' . Ugg 517' Jeff waldal J ' Jett - You have enioyed sports ot all types from a very early age. You have given us 18 years ot excitement and pleasure. We hope May-I Wright your lite will be as tull of happiness and love as you have given Dear Man us. We pray the Lord will bless your lite with many years of rewards and happiness. Love, We love You, Mom, Dad, Jimmy, and Kathy MUITI, Dad, BDU WSHUV Richard Waters . , near Richard, , A , , lt's been real tun crunching 43 years ol your activity into 17 years ot your lite. V' ' We are and always have been behind you 100010. You seem to stay one step ' V jg 5- A I MV- 1 ahead ot us all the time. We are happy to say you possess important gy y 1 'W , y character traits. NT' .4 A .-W ' We love you - , lf' 4 t 43, f' f Mom, Jim, Gram, Lisa, Dougan, and Devon V, .', ii, , ,.4V 4 ' WOOLLEY INSURANCE SERVICES Basil C. Wooley RHU President 1431 Camino Del Nlar P.O. Box 8 Del Mar, CA 92014 16193 755-1588 8 271-5181 146 No. El Camino Real, EncmirasEA 92024 61 90 9420 9801 M-F 10-7 Sat. 10-5 Sun. 11-5 Your lamily is so proud ot you and is excited about your luture. ADVERTISEMENTS 275