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Page 29 text:
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NAPPANEE SCHOOLS FRESHMAN CLASS OFFICERS President................... NOBLE MILLER Vice-President.............. HOWELL ZOOK Secretary................... SHIRLEY PRICE Treasurer................... KENNETH CALBECK CLASS ROLL Herman Branson Hattie Becknell Wilma Best Florence Clouse Kenneth Calbeek George Dennison Gerald Frvmier Mary Freese Virdie Frevert. Glen Gw in Herold Hyde Russel Helper George Kurtz Howard Keller Melvin Kronk Bertha Mangold Helen Mutsehler Mary Miller Noble Miller Theodore Miller Thelma Metzler Wayne Miller Blanche Neher Louis Pippinger Mary Alice Parks Shirley Price Bernard Shively Eldon Shrock Lowell Stump Lotus Slabaugh Myrtle Silberg Paul Smeltzer Stella Strauss Beulah Weaver Florence Walters Hilda Walters Howell Zook (’lass Colors: GREEN AND RED Class Flower: AMERICAN BEAUTY ROSE Page Twenty-seven
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FRESHMAN CLASS
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Page 30 text:
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LITERARY THRIFT CHARLES HOLDERMAN TJIE term thrift, describes a thriving condition when people are living in a time of prosperity. The thrifty people are those who in the time of employment are economical with their earnings. Those who believe in preparedness are thrifty. For they are preparing economically and financially for times when their thrifty habits can be put to good use. Should a panic overtake them they have frugal habits to carry them thru. They are savers of fuel, by burning potato peelings, egg-shells, and other waste and rubbish which can be used very suc-cessfully, as fuel. In Germany all such rubbish, as the above mentioned, is finely ground and packed into bricks to be used as fuel. Great manufacturing concerns are interested in reducing the amount of fuel burned to energy produced. They are utilizing sawdust, heretofore wasted at sawmills, and the excess carbon, wasted in smoke into heat energy; some are using electricity from a central point, which is cheaper than producing their own power. Packing houses are now manufacturing the refuse, before thrown away, into stock-food and fertilizer which they sell at almost a total profit. Farmers have learned how to save energy by having inodernly equipped houses, machinery to aid in doing the house work, and machinery to aid in doing farm work such as the gasoline engine, grinder, manure-spreader, reaper, hav-loader, tractor, and gang plow. They are buying fertilizer, and feeding their own produce to their stock, which they sell at a profit. The residue they put back on the ground instead of selling everything grown and buying nothing to enrich the soil, for the farmers who grow crops have always been known as thrifty people. There are a great number of people, who when they reach middle age become useless to employers and find themselves out of a job. They must work to provide for themselves. Had these men been thrifty they, anticipating conditions to come, should have been preparing for another jtosition. It is well for a man to be able to do more than one tiling satisfactorily. It has been told of a certain woman who was left to provide for a large family ami pay off a mortgage on her home that she went to work with an orchard and was able, not only to provide the necessities of life for herself and family, but also was able in a few years to pay off the mortgage. Had she worried about her losses and not have been thrifty not only she but also her children would have become de- pendent upon charity and society. The thrifty are alert for chances to save money. For instance, farmers, who can, by investing in a large amount of stock, add to their capital in the end, watch the markets for the time when they can sell their produce to the best advantage and purchase high grade horses, good fences, and first class tractors, at the lowest possible price. Thrifty people aie always savers and they reach success. According to .lames .1. Hill: “If you want to know wdiether you are going to be a success or a failure in life you can always find out. The test is simple and infallible. Are you able to save moneyf If not drop out. You will lose as sure as you live. The seed of success is not in you ’ Men who try to save and make money usually have capital accessible, for those who have the money will lend to those who display a trifty endeavor. The question may be asked, “How may one save money”? Those who save money must have a goal and in seeking for that must save to attain it. For instance, the desire to own one's own property; a desire to invest in merchandise, which requires an investment of capital; capital itself, may furnish sufficient incentive to acquire the habit of saving. To save does not mean to be stingy. A good way for saving money is to put a percent of all spent on luxuries into a saving bank. For instance, men who spend twenty-five cents or more per day on tobacco could tax themselves fifty or one hundred percent on that luxury or they could cut down their days allowance of cigars or pipes full of tobacco a day. They would get as much enjoyment out of their smoking and yet would have the satisfaction of knowing that at the end of a year they would have a nice sum to start a bank account with. Like wise High School students could cut down their ex penses on such luxuries as shows, ice-cream, candy, and expensive clothing, when the price and not the quality is considered. Some students could save from two to four dollars per week which, in a year's time, would amount to one to two hundred dollars. This sum would be accepted as an instalment on a property. Thus he could soon become a property owner. Or, this money could be put on interest to a great advantage. There is a record where thirty-three dollars deposited in 1833 brought one thousand eight hundred twelve dollars last year. The dividends ranging from two to three and one half percent. compound interest. Interest, if left to its own T’ape Twenty-eiKht
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