University of Kansas - Jayhawker Yearbook (Lawrence, KS)

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One Sefbafll to the eonvienee ofowning credit and store charge eartls was the tremendous amount ofbills. Even ifthe eards were not used fora period oftime, interest rates still caused the monthly bill to increase. tphoto by Kellyl EVCII WifhOlIf Slllh brandneune cards like Mustei'Czu'tl or Visa, KU students still had unlimited access to cash machines. There were more than Your loeutions on eumpus for Students to get cash using a bank ATM card, tphoto by Kellyl Q 23,69 cre It cards

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IIC lbmlllllfe bl'illSS bEllififSg S bil From the confines of campus, work was a short road trip outside the city limits of Lawrence. A m y P a c e y , Wellington junior, worked at Champs Sporting Goods at Oak Park Mall in Overland Park. The drive took her about 45 minutes from her apartment and she worked two to three times a week, she said. There's a better job selection in Kansas City because there are more department stores, retail stores and wages are more competitive, Pacey said. Students who were employed in Kansas City or Topeka were required to leave their homes in Lawrence 30 to 40 minutes in order to arrive on time for their shifts, tphoto by Parsleyi Jake Dale, Olathe junior, who also worked at Champs, said he spent too much time on the road driving to and from work. ult gets on my nerves because l've got to leave an hour earlier and I have to get dressed and ready an hour and a half earlier than I am sched- uled to work, Dale said. One complaint was getting home late after working evenings. For Dale, it was not uncom- mon to arrive back in Lawrence after ll p.m., which didn't allow time for homework. The approximately 25-mile drive into Kansas City could run up high gas bills, but for students like Pacey, it was still worth it. 'alt is more expensive but my parents pay my gas bill, Pacey said. HHaving a higher payingjob in Kansas City pays off for mef' story by Brandy Pacey, who balanced two jobs with her class load, also felt that the long drive after work could cut into important study time in the evenings. fflt affects my studies because, by the time I get home, it's fairly late and it takes me awhile to get into the study modef, Pacey said. it Chewning , , .,. ,....x Q 25 Q student life

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W i t h s o many different types of credit cards and pro- motions around every corner, ucharging itl' was a common act among col- lege students. Card ven- dors staked out C a m p u s , c o h e r s i n g freshmen into HAH the little things add up, F ishel said. nlt's easy to get carried away. M E v e r y - where you go, you get offers for a new credit card. ltls really easy to want to sign up. But you still have to pay for them, she . Vendors at the University of Kansas including the Kansas . ap P 1 Y 1 H g fo 1' and Burge Union Bookstores. the University Technology Center and the candy counter in the Sald. their first Credit Kansas Union accept credit cards as a fonn of payment, tphoto by Parsleyy cards. Of course, upperclassmen also succumed to the free gifts and promotions. T-shirts, candy , mugs, posters, discounts on air fare and free long distance were some of the items that vendors gave away. Kelly Fishel, Wichita freshman, said one ofthe main reasons to have a card was to help with college costs. Books alone cost her 55500 at the begin- ning ofthe semester. She found it easiest just to charge it. F ishel also whipped out her credit card at places like Target and Dillons. O t h e r s t u - d e n t s , l i k e Whitney Rubin, St. Louis freshman, spent more money on everyday things like clothes and food. Rubin found that being so far from home made it even easier for her to charge more. LfOverspending is easy, but most regret it when the bill comes, she said. Jen Smith, Aurora, Colo., freshman, said although the cards were tempting, she didnlt use it except for emergency backup. 'tCollege students and credit cards don't mix. .f-3 story by Stephanie Kauffman Q 27 Q3 student life